As a seasoned mortgage loan originator with 19 years of experience in residential lending, Scott is ready to assist you with your financing needs. Scott has helped over 6000 customers with over $1B in total loan origination volume purchase their dream homes as well as refinance their existing mortgages to save money or take cash out.  Let Scott and Guaranteed Rate Affinity help you with financing on one of the most important decisions you will make for your future. Scott knows that every client has different financial goals, so he takes the time to understand their vision to recommend smart mortgage solutions. As a consultant, he is backed by a dedicated team of loan assistants, processors, underwriters, and closing specialists. Scott grew up in the Philadelphia suburbs and currently resides in Cherry Hill, NJ with his family. With his focus on Western PA, Scott makes frequent trips to Pittsburgh and stays active in Real Estate investing and his classic car hobby. To find a smart home-financing solution with an experienced mortgage professional, give Scott a call today!

VP of Mortgage Lending

Scott Sheppard is your Mt. Laurel local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Scott is committed to helping homeowners with home purchase loans and refinances. Contact Scott at (215) 740-4206 for more information!

Scott T. Sheppard at Guaranteed Rate Affinity (NMLS #16114)

As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Originating Manager/ Senior Vice President, Mortgage Lending

Michael Vrlaku is your Mt. Laurel local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Michael is committed to helping homeowners with home purchase loans and refinances. Contact Michael at (856) 350-9095 for more information!

Michael Vrlaku at Guaranteed Rate Affinity (NMLS #179115)

Mt. Laurel

<footer class="footer-container">
          <div class="divider"></div>
          <div class="social-container">
            <a href="/">
              <img
                src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/blte2241c03634be37c/646befbd46d4d8ed366be4c2/GRA_Logo.svg"
                alt="Proper Rate A Guaranteed Rate Company Logo"
                width="167"
                height="55"
              />
            </a>
            <div class="social-links">
<a href="https://www.youtube.com/channel/UCA8EFopvnDAtQuGMnD8R5AA?loid=7307&emp-id=7307&adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C">[[[font_icon:blt61501140e05dcbb6]]]</a>
<a href="https://www.linkedin.com/company/guaranteedrateaffinity/?loid=7307&emp-id=7307&adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C">[[[font_icon:blt18ac693ecaadb368]]]</a>
<a href="https://www.facebook.com/GuaranteedRateAffinity?loid=7307&emp-id=7307&adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C">[[[font_icon:blt60f0a0ab0bda458f]]]</a>
<a href="https://www.zillow.com/lender-profile/GuaranteedRateAffinity/?loid=7307&emp-id=7307&adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C">[[[font_icon:blteb579cee60032763]]]</a>
</div>
          </div>
          <div class="links-container">
            <div class="column">
              <a href="https://www.grarate.com/termsofuse?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Terms of Use</a>
              <a href="https://www.grarate.com/privacy?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Privacy Policies</a>
              <a href="https://www.grarate.com/accessibility?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Accessibility</a>
              <a href="https://www.grarate.com/sms-terms?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">SMS Terms</a>
              <a href="https://www.grarate.com/licensing?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Licensing Info</a>
            </div>
            <div class="column">
              <a href="https://www.grarate.com/about-us/?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">About Us</a>
              <a href="https://careers.grarate.com/?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Careers</a>
              <a href="https://www.grarate.com/contact-us?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Contact Us</a>
              <a href="https://www.grarate.com/articles?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Knowledge Center</a>
              <a href="https://www.grarate.com/legal?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Legal</a>
            </div>
            <div class="column">
              <a href="https://www.grarate.com/disclaimer?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Disclaimer</a>
              <a href="https://www.anywhereinsurance.re/?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Anywhere Insurance Agency</a>
              <a href="https://www.anywhereis.re/?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Anywhere Integrated Services</a>
              <a href="https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1598647?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">NMLS Consumer Access</a>
              <a href="https://www.grarate.com/texas-consumers-how-to-file-complaint?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Texas Consumers: How to File a Complaint</a>
              <a href="https://www.grarate.com/notice-to-vendor?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Notice to Vendors</a>
              <a class="privacy-link" target="_blank" href="https://privacyportal-cdn.onetrust.com/dsarwebform/168096e5-faa8-4fdd-a479-992231adbdc1/70bd9394-cadd-46fa-8eaf-11c1f5523029.html?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" rel="noopener noreferrer" data-ya-track="link#">Do Not Sell My Personal Information</a>
            </div>
          </div>
          <div class="copyright-container">
            <img
              src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/blt2c78064cb4e93643/647a74c86be35f2593bd207d/equalHousingLender.svg"
              alt="Equal Housing Lender"
              width="136"
              height="29"
            />
            <p>Copyright © 2017-2023 Guaranteed Rate Affinity, LLC. All rights reserved Guaranteed Rate Affinity</p>
            <p>NMLS: 1598647 - For licensing information, go to: <a href="https://www.nmlsconsumeraccess.org">www.nmlsconsumeraccess.org</a><br />Arizona Mortgage Banker License #0941440</p>
            <p>1800 W. Larchmont Ave., Chicago, IL 60613 - <a href="tel:+18888449888">(888) 844-9888</a><br />Operating in the state of New York as GR Affinity, LLC in lieu of the legal name Guaranteed Rate Affinity, LLC.</p>
            <p>Guaranteed Rate Affinity, LLC. is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason prohibited by law.</p>
          </div>
        </footer>

2 Loan Officers in Mt. Laurel, NJ

Scott Sheppard

Michael Vrlaku