Joel Ralph has helped homeowners get to the finish line of the mortgage process for nearly 26 years and has successfully closed thousands of loans during that time span. She is an expert on all loan types, including Conventional, Jumbo, VA, and FHA. Her goal is to educate people on their options and explain the process using clear language so clients can make informed choices appropriate to fit their unique needs.  Joel focuses her efforts on closing transactions in the State of Connecticut. Her top priority is to make the mortgage experience as seamless as possible with frequent updates and communication. Clients can expect attentiveness to every detail and a solution to every hurdle. Her thorough approach will ensure clients feel comfortable and confident in their decision. Joel understands the magnitude of purchasing a home and will do everything she can to empower clients and help them achieve their homeownership dreams. Joel was named a Five-Star Mortgage Professional by Connecticut Magazine each year from 2014-2020 and prides herself on delivering superior client service. With a network of real estate agents, real estate attorneys, insurance providers, and other real estate professionals, Joel can assist clients in all aspects of the real estate process. Joel and her team deliver award winning customer service to clients and referral partners. Outside of the office, Joel enjoys taking day trips, going to movies, gardening, cooking, and spending time with her husband and four children.

VP of Mortgage Lending

Joel Ralph is your West Hartford local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Joel is committed to helping homeowners with home purchase loans and refinances. Contact Joel at (860) 606-1357 for more information!

Joel Ralph at Guaranteed Rate Affinity (NMLS #412525)

As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Jake Earl is your West Hartford local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Jake is committed to helping homeowners with home purchase loans and refinances. Contact Jake at (203) 974-5252 for more information!

Jake Earl at Guaranteed Rate Affinity (NMLS #975556)

Associate VP of Mortgage Lending

Rebecca DiManno is your West Hartford local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Rebecca is committed to helping homeowners with home purchase loans and refinances. Contact Rebecca at (312) 528-7527 for more information!

Rebecca DiManno at Guaranteed Rate Affinity (NMLS #560702)

West Hartford

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3 Loan Officers in West Hartford, CT

Joel Ralph

Jake Earl

Rebecca DiManno