About Alon Tabak
**H.O.P.E. – Helping Other People Everyday.** That simple idea is the foundation of how I approach my work at Guaranteed Rate Affinity. Buying a home is one of the biggest financial decisions a person can make, and I will never forget that. I understand how stressful and confusing the process can feel, so my goal is always to make it clear, comfortable, and personal. For me, it has never been just about rates or products. You can find plenty of loan officers who offer the same numbers. What truly matters is having someone in your corner who takes the time to understand your needs, explains every option, and helps you feel confident in the decision you are making. I take the time to educate my clients, walking through the details line by line and explaining things in plain language. If something does not make sense the first time, we go over it again until it does. You should never feel rushed or unsure when making a decision this important. Before entering mortgage lending, I worked in the hospitality industry, where I learned the value of patience, service, and genuine human connection. Those lessons shape how I work today. I am hands on, accessible, and completely transparent from start to finish. While I have a strong support team behind me, when you work with me, you get me. Many of my clients come from referrals by past clients, Realtors, and CPAs because they know I will treat every loan as if it were my own. Community involvement has always been an important part of my life. For more than 30 years, I have volunteered with the New Jersey Special Olympics, and I proudly support the National Brain Tumor Society through ongoing fundraising efforts, including the annual walk in Philadelphia. Contributing my time and energy to these causes reflects the same commitment to people that guides my work every day. Outside of work, my greatest focus is my family. As a father of three, much of my free time is spent on the soccer field, often coaching from the sidelines or playing alongside my kids. It is a fast-paced and full schedule, but it keeps me grounded and reminds me why helping families build stable futures matters so much. When time allows, I also enjoy getting out for a round of golf. I am grateful to do work that allows me to make a real difference in people's lives. Whether you are buying your first home, settling into your forever home, or stepping into a brand new chapter, my goal is to guide you there with clarity, honesty, and confidence. Helping people move forward is more than my job. It is what drives me every single day.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Lock in your rate
Lock ‘N’ Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract. Secure a lower rate while house shopping with this program.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
Get a sense of the costs of buying a home with our monthly mortgage calculator.
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Guaranteed Rate Affinity cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate Affinity for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Guaranteed Rate Affinity does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate Affinity. Guaranteed Rate Affinity its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 16 Arcadian Avenue 3rd, Floor Unit C-6 Paramus NJ, 07652
