Lesley is a seasoned mortgage professional with over 23 years of experience in home financing. Together with her twin sister and business partner, Lindsay Santini, they provide personalized mortgage solutions while making the home financing process as easy as possible. Together, they are the mortgage twins and labeled Team Santini. Clients have praised Team Santini for their responsiveness, knowledge, and personalized service.


Lesley is a Certified Divorce Lending Professional (CDLP), specializing in assisting clients through the financial complexities of divorce. Lesley resides in Boston and holds an undergraduate degree in Economics and a Master's Degree in Real Estate Management. In her downtime, Lesley enjoys spending time with family and friends.

VP of Mortgage Lending

Team Santini is your Winchester MA local lender. As experienced loan officers at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Lesley and Lindsay are committed to helping homeowners with home purchase loans and refinances. Contact Team Santini at 781-640-0319 for more information!

Lesley Santini at Guaranteed Rate Affinity (NMLS #38458)

Richard Roseman has been in the mortgage industry since the year 2000, and is currently the VP of Mortgage Lending for Guaranteed Rate Affinity.  Richard has expertise in all facets of residential lending, particularly jumbo loans, first time home buyers, FHA, VA, and working with Self-Employed borrowers. During his career Richard has received the Outstanding Sales Award for being one of the Top 10% Producers by Volume. Before entering the mortgage industry, Richard, was an entrepreneur involved with several start-up companies and worked in direct marketing for ten years. Richard’s analytical skills and integrity are a natural fit for helping people with their residential lending needs.  His knowledge of finance and businesses provides helpful insights for his clients as they navigate the loan process. Richard especially believes in providing a high level of service, and prides himself on cultivating positive relationships with all of his clients. A graduate of Northeastern University, Richard is a member of Sigma Phi Epsilon. He is married with two daughters and active at his temple, coaches youth soccer, and has a natural eye for photography. He enjoys beautiful art, travel, real estate, being active, sport cars, and challenges.

Richard Roseman is your Boston local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Richard is committed to helping homeowners with home purchase loans and refinances. Contact Richard at (781) 910-8280 for more information!

Richard Roseman at Guaranteed Rate Affinity (NMLS #413840)

With several years in the mortgage industry, Michael Caruso has helped thousands of people move into their dream home. By taking the time to get to know each individual customer and discuss long-term goals, Michael helps clients find the mortgage best suited for their needs. Michael received his formal education from Colby-Sawyer College in New Hampshire, along with studies at University of Southern Maine.

Associate VP of Mortgage Lending

Michael Caruso is your Boston local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Michael is committed to helping homeowners with home purchase loans and refinances. Contact Michael at (781) 684-5938 for more information!

Michael S. Caruso at Guaranteed Rate Affinity (NMLS #421360)

Vice President of Mortgage Lending- Jessica Correa Paquette of Guaranteed Rate Affinity has been serving clients in Massachusetts and Rhode Island for more than 20 years. Jesse works hard to make an exciting time less stressful. To achieve this goal, Jesse believes in communication from beginning to end, addressing concerns and sharing details with all involved. To ensure the result is a smooth transaction, great attention to details will be made so the right lending product is chosen. When it comes to closing, Jesse will verify all the terms and conditions of the mortgage to ensure clients are prepared for the big day!

Jessica Paquette is your Boston local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Jessica is committed to helping homeowners with home purchase loans and refinances. Contact Jessica at (508) 838-2142 for more information!

Jessica Paquette at Guaranteed Rate Affinity (NMLS #153852)

Dale knows that everyone has different financial goals, so he takes the time to fully understand each client’s situation in order to recommend the most appropriate mortgage solutions. Guaranteed Rate Affinity offers a full range of loan products and programs to fit specific financing needs, and he makes sure to have a thorough understanding of each. Dale's first objective is to help clients make the best choice, but that is just one aspect of his elite service. He works with homebuyers throughout the mortgage process as a consultant and guide, directing the activities of a dedicated team that includes loan assistants, processors, underwriters and closing specialists. Dale also coordinates with real estate agents and other industry professionals to ensure that the transaction closes as quickly and smoothly as possible.

Dale Lawrence is your Boston local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Dale is committed to helping homeowners with home purchase loans and refinances. Contact Dale at (508) 838-2141 for more information!

Dale Lawrence at Guaranteed Rate Affinity (NMLS #203745)

Yale Wolf is a seasoned veteran with more than 1,000 loans closed.  He has experience in other areas, including processing and underwriting to lending manager for a local bank. He has a broad perspective that benefits each of his clients. Whether working with first-time homebuyers, real estate agents, investors, or anyone else, he takes the same consultative, service-oriented approach with everyone. Yale’s outstanding achievements have not gone unrecognized. Recently he received the Bankers and Tradesman Top Lender Gold Medal Award from The Village Bank. Yale grew up in Massachusetts, where he still currently resides. In his free time he enjoys playing golf, baseball, skiing, travelling, and rooting for his home teams.  Reach out to him with any questions.

Originating Manager

Yale Wolf is your Boston local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Yale is committed to helping homeowners with home purchase loans and refinances. Contact Yale at (781) 266-3740 for more information!

Yale Wolf at Guaranteed Rate Affinity (NMLS #62965)

Read my Boston Agent Magazine Article HERE



An 18-year veteran of the mortgage business, Rick Harrington learned early on that exceptional service and accessibility to clients are keys to success as a loan agent. His focus on customer service and a solid grasp of the nuances of home financing have resulted in many referrals from happy clients. Rick serves clients throughout New England, specializing in corporate relocations and international home buyers. He places a strong emphasis on always being available to customers to answer questions and ease them through the application and underwriting process. His high referral rate stands as a testimony to his customer satisfaction levels. “I’m always looking to make the home financing process as easy as possible while giving clients the best mortgage product for their situation. Referrals and repeat business provide confirmation that I’m focusing on the right things,” said Rick. Rick resides in Boston and holds an undergraduate degree in Finance and an MBA in Finance. He works with several charitable organizations, including Coldwell Banker Cares, and Inner City Scholarships. In his downtime, Rick enjoys spending time with family and friends.

Area Sales Manager, SVP of Mortgage Lending

Rick Harrington is your Boston local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Rick is committed to helping homeowners with home purchase loans and refinances. Contact Rick at (781) 710-5071 for more information!

Rick Harrington at Guaranteed Rate Affinity (NMLS #22887)

Whether working with first-time or repeat home buyers, Kimberly Placzek places a great emphasis on communication and availability. She is always willing to put in the time and effort necessary to help clients achieve their goals. “I work hand-in-hand with my clients, from the preapproval process all the way through the closing. If something is preventing you from getting preapproved, I take the time to go over the information with you and put a plan together to make it possible in the future,” stated Kimberly. Before beginning her career as a loan officer, she conducted seminars designed to help prospective home buyers become better informed, better prepared, and eventually obtain the best financing terms possible. In her down time, Kimberly enjoys spending time outdoors with her family, especially camping and skiing.

Kimberly Placzek is your Boston local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Kimberly is committed to helping homeowners with home purchase loans and refinances. Contact Kimberly at (413) 504-1499 for more information!

Kimberly Placzek at Guaranteed Rate Affinity (NMLS #39076)

Clients looking for a smart mortgage consultant and a company that really cares go to Mary McCarthy and Guaranteed Rate Affinity for all their home financing needs. They can count on her to listen and understand their vision, and stay committed to doing what’s in their best interest. Mary knows that every client has different financial goals, so she takes the time to understand their vision in order to recommend smart mortgage solutions. As a consultant, she is backed by a dedicated team of loan assistants, processors, underwriters and closing specialists. She and her team consistently deliver smart choices because they’re highly trained and well versed in all aspects of the industry. To find a smart home-financing solution, give Mary a call today!

Mary McCarthy is your Boston local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Mary is committed to helping homeowners with home purchase loans and refinances. Contact Mary at (617) 476-8967 for more information!

Mary McCarthy at Guaranteed Rate Affinity (NMLS #22880)

Clients looking for a smart mortgage consultant and a company that really cares go to Jeff Sarkisian and Guaranteed Rate Affinity for all their home financing needs. They can count on him to listen and understand their vision, and stay committed to doing what’s in their best interest. Jeff knows that every client has different financial goals, so he takes the time to understand their vision in order to recommend smart mortgage solutions. As a consultant, he is backed by a dedicated team of loan assistants, processors, underwriters and closing specialists. He and his team consistently deliver smart choices because they’re highly trained and well versed in all aspects of the industry. To find a smart home-financing solution, give Jeff a call today!

Jeff Sarkisian is your Boston local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Jeff is committed to helping homeowners with home purchase loans and refinances. Contact Jeff at (617) 532-3973 for more information!

Jeff Sarkisian at Guaranteed Rate Affinity (NMLS #40276)

Whether you're buying, selling, refinancing, or renovating your dream home, you need to make sure you're entrusting your mortgage with a top mortgage professional who can give you accurate mortgage advice. I have been originating mortgages for clients for more than 25 years, previously SVP of Residental Lending at Wellesley Bank, and now VP of Mortgage at Guaranteed Rate Affinity. Every time I write a new mortgage application for a new potential homebuyer, I get excited. My sole focus is being the lender and referral partner that keeps my client's goals and needs as top priority as I provide them with exceptional personal service.


Me, along with my twin sister Lesley, come together to form Team Santini as the mortgage twins.


I'll always be available to answer your questions throughout the mortgage process from beginning to end. Let's start today. Reach out to me for your pre-approval, new home, or refinance mortgage!

Lindsay Santini is your Boston  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Lindsay is committed to helping homeowners with home purchase loans and refinances. Contact Lindsay at (781) 223-3563 for more information!

Lindsay Santini at Guaranteed Rate Affinity (NMLS #40411)

Peter is a dynamic mortgage professional with 20+ years of experience in sales and operations. A natural team player with experience in personal sales and leading high-caliber sales teams in many different businesses. Licensed in ME, NH, MA and RI.


Peter services clients throughout New England from his home base of Andover, MA.  
He has 3 children 27, 24 and 8 and loves spending time and coaching sports teams.


Peter has been in the mortgage industry since 2001, he has worked for both Banks, Lenders and Brokers, He has a wealth of knowledge and experience in finding the best product to suite your needs, be it Conforming, Jumbo, FHA, VA, USDA or Reverse Mortgage. Purchase or Refinance.


Prior to being in the mortgage business Peter was a Realtor in York Maine for three years and then in 1991 he and his family founded the Sea Dog Brewing Company, which he worked with up until 2001.  
Whether you are interested in the purchase of a new home or the refinance of an existing one, Peter prides himself on world class customer service and availability. Using our "Apply Now" application he does borrower prequalification's and scenarios 24/7 to fit into your busy schedule.

Peter Camplin is your Boston local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Peter is committed to helping homeowners with home purchase loans and refinances. Contact Peter at (978) 882-8768 for more information!

Peter Camplin at Guaranteed Rate Affinity (NMLS #165843)

As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Mike Abany is your Boston  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Mike is committed to helping homeowners with home purchase loans and refinances. Contact Mike at (508) 843-4612 for more information!

Mike Abany at Guaranteed Rate Affinity (NMLS #2076723)

Loan Officer

Gina Nelson is your Boston  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Gina is committed to helping homeowners with home purchase loans and refinances. Contact Gina at (978) 973-9775 for more information!

Gina Nelson at Guaranteed Rate Affinity (NMLS #20196)

Boston

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14 Loan Officers Boston, MA