Tim Martin is a top-producing mortgage loan officer with over 24 years of experience, and more than 6,000 clients served. After beginning his career handling mortgage transactions nationwide, Tim focused his business on Connecticut in 2010 and expanded locally to add office locations across Fairfield County including Westport, Fairfield, Newtown, and Ridgefield, CT. He has since further expanded his services to include Florida, New Jersey, and New York. Tim specializes in a full range of residential financing solutions, including conventional mortgages, jumbo loans, FHA loans, VA loans, first-time homebuyer programs, refinance options, and strategic financing for move-up buyers, investors, and homeowners navigating life events such as divorce or relocation. Backed by a trusted network of real estate agents, attorneys, title professionals, and insurance providers, Tim helps clients navigate the mortgage process with clarity and confidence from application through closing. Tim and his team are recognized for award-winning customer service, reflected in strong client reviews, testimonials, media interviews, and industry recognition. He has been named to Scotsman Guide's Top Originators list (2018–2025) and Mortgage Executive Magazine's Top 1% Mortgage Originators in America (2018–2025). Tim is also a multi-year member of Guaranteed Rate Affinity's President's Club and a recipient of the Chairman's Club distinction, awarded to a select group for exceptional volume and service levels. Tim earned a Bachelor of Science in Marketing and an MBA in Finance from Rutgers University, School of Business. He resides with his wife and 3 children in Fairfield County, CT, where he works.


NMLS# 16273 Guaranteed Rate Affinity NMLS# 1598647

Area Sales Manager, SVP of Mortgage Lending

Tim Martin is your Bethel local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Tim is committed to helping homeowners with home purchase loans and refinances. Contact Tim at (203) 974-5253 for more information!

Tim Martin at Guaranteed Rate Affinity (NMLS #16273)

For more than 20 years, Jennifer Newsom has helped her clients achieve their homeownership dreams. Jennifer strives to deliver a fast, stress-free homebuying process for her borrowers and referral partners. Jennifer works with all home buyers and specializes in first-time buyers. She takes the time to educate her clients and will explore every option in pursuit of providing the best mortgage solution. Using her expertise, Jennifer’s goal is to empower her clients to confidently make life’s biggest purchase. Jennifer keeps busy when she’s not helping her clients secure their dream home. She loves supporting her her 14-year-old son and 10-year-old daughter in sports and enjoys camping and playing with her dogs. Jennifer also serves her community as an EMT with Newtown Volunteer Ambulance and as a Patroller with National Ski Patrol.

VP of Mortgage Lending

Jennifer Newsom is your Bethel local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Jennifer is committed to helping homeowners with home purchase loans and refinances. Contact Jennifer at (860) 916-8845 for more information!

Jennifer Newsom at Guaranteed Rate Affinity (NMLS #85086)

Iliad knows that everyone has different financial goals, so she takes the time to fully understand each client's situation in order to recommend the most appropriate mortgage solutions. Guaranteed Rate Affinity offers a full range of loan products and programs to fit specific financing needs, and she makes sure to have a thorough understanding of each. Iliad's first objective is to help clients make the best choice, but that is just one aspect of her elite service. She works with homebuyers throughout the mortgage process as a consultant and guide, directing the activities of a dedicated team that includes loan assistants, processors, underwriters and closing specialists. Iliad also coordinates with real estate agents and other industry professionals to ensure that the transaction closes as quickly and smoothly as possible.

Iliad Estrada is your Bethel local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Iliad is committed to helping homeowners with home purchase loans and refinances. Contact Iliad at (203) 974-5257 for more information!

Iliad Estrada at Guaranteed Rate Affinity (NMLS #62963)

With 39 years in financial services, Maureen knows that the industry is ever-changing. By staying up-to-date with the latest industry changes and trends, she's able to assist her clients with the best products and rates. With experience in Conventional, Jumbo, CHFA, FHA, VA, USDA, and Non-QM. She is a Certified Reverse Mortgage Specialist and Certified Renovation Specialist. Maureen creates a seamless experience from start to finish.

Maureen Elkins is your Bethel local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Maureen is committed to helping homeowners with home purchase loans and refinances. Contact Maureen at (860) 604-0299 for more information!

Maureen Elkins at Guaranteed Rate Affinity (NMLS #507737)

I'm a loan officer with over 30 years of experience in the mortgage industry. After spending more than 15 years in the residential construction business, I transitioned into mortgage lending in the early 1990s. From 2003 to 2024, I co-owned a Correspondent Lending Mortgage Company licensed in five states. I have extensive knowledge in all areas of mortgage lending, with a particular focus on renovation lending. My background allows me to offer valuable insight into both lending and construction processes.

Chris Weigand is your Bethel  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Chris is committed to helping homeowners with home purchase loans and refinances. Contact Chris at (201) 645-6455 for more information!

Chris Weigand at Guaranteed Rate Affinity (NMLS #18900)

For nearly 25 years, I have helped clients achieve their dreams of homeownership. My experience spans a wide range of financing needs, including first-time homebuyers, second homes, investment properties, construction/renovation loans, VA loans, FHA loans, and Medical Professional/DR loans, among others.  
I take particular pride in supporting the military, medical, and first-responder communities, and I am committed to making the mortgage process as straightforward and advantageous as possible for those who serve.  
While I initially focused on lending in my local region, over the past five years I have expanded my practice nationally and have successfully closed loans in every state.  
I live on the Long Island Sound in Norwalk, Connecticut, where I enjoy an active lifestyle as an avid boater, skier, and swimmer. I am the proud father of four children and recently welcomed my first grandchild

Jay Couillard is your Bethel  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Jay is committed to helping homeowners with home purchase loans and refinances. Contact Jay at (203) 844-0750 for more information!

Jay Couillard at Guaranteed Rate Affinity (NMLS #87100)

Bethel

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6 Loan Officers Bethel, CT