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Theresa Phillips

VP of Mortgage Lending
1801 N California Blvd, Ste 100
Walnut Creek, CA 94596
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NMLS: 253331
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Theresa was referred to me by my realtor. Theresa was responsive to my initial request for information and provided accurate answers quickly to my questions during the mortgage application process. Most importantly, Theresa understood our needs and identified a loan product that met our needs. She did not try to push other loan products that were less suitable for us. When our offer was accepted, I was very impressed with the high level of integration between the realtor, the mortgage...

Teresa was great to work with . She thoroughly explained everything, answered all my questions and I am very happy with the terms of my loan

Alex Munguia, R.T.T. - ,

I have known Theresa since 2010, she was referred to us by our realtor Angie after being turned down a home loan from 2 local companies. 2 homes and 3 refinances later...Theresa continues her knowledge, experience, excellence, and professionalism, since the day my family met her. Thank you Theresa! My family is very lucky to have you.

Andrew Madamba, Santa Clara Sheriff - ,

I had already made several contacts with lenders when I started my home search. My realtor recommended Theresa Phillips. I was seeking a troublesome & complex loan type for a multi-family home. While "on hold" for answers from a lender, I contacted Theresa. She was so clearly and quickly able to get me answers I needed, I contacted her again. After a couple calls or email, she was just too helpful to NOT work with! In general I don't like lenders or government red-tape. In spite of my being a...

Mark Blackburn, Data Scientist, Touro University of California - ,

About Theresa

Theresa Phillips has been involved in the Bay Area real estate industry for more than 25 years, first as an investor, then as a processor and now as a mortgage expert. She looks at every client and every transaction as a chance to exceed expectations, working hard to deliver an easy, stress-free loan experience. Her meticulous attention to detail gives her clients comfort in the knowledge that their transactions are being handled by a true professional. She approaches each one—first-time home buyers to seasoned investors—as a consultant first, listening carefully to their goals, aspirations and concerns. Then she gets to work at structuring a transaction that satisfies that vision in the best possible way. Her clients appreciate this and have rewarded her by referring their family and friends, thus allowing Theresa to build her business almost entirely on repeat business and recommendations. Theresa has lived in the Bay Area since 1988 along with her five children. When she’s not working, she can be found spending as much time outdoors as possible, snow and water skiing, bicycling, hiking and camping with her family. Call Theresa to today to make the dream of homeownership a reality!