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Jim Kubicka

VP of Mortgage Lending
16789 Bernardo Center Dr
Suite B
San Diego, CA 92128
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NMLS: 268849
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TestimonialsCustomer testimonials Read more

I have done a few real estate transactions in the past and this one has by far been the smoothest one; mostly due to the efforts of Jim Kubicka and his team. I am a very satisfied customer and therefore, I am very likely to both recommend Guaranteed Rate Affinity to others and work with them again in the future.

Sven L. - Vista, CA

Such an easy process! The portal to upload required documents was a breeze to use, the biggest plus is all my information was secure. No stress involved.

Kathryn S. - Oceanside, CA

Jim Kubicka and his team did a fantastic job. They responded quickly to everything that I needed, and were very helpful in answering questions.

Charles C - Oceanside, CA

About Jim

With over 25 years of experience in the mortgage industry, Jim Kubicka has helped thousands of clients purchase or refinance their homes. He has worked with buyers at all stages of the home purchase, including first-timers, move-up buyers, investors and clients buying multi-million luxury properties throughout California. Using a vast network of referral partners, a personable approach and extensive industry insight, he helps clients to identify their needs and to craft a solution to meet their specific objectives. And because he has such a wide array of available loan programs, he is often called upon to rescue loans that have stalled with other lenders. Jim holds himself to the highest professional and ethical standards and strives to make every transaction as seamless as possible, from start to finish. Give Jim a call to see how he can help you with your home financing needs!