Helping first-time homebuyers, seasoned homebuyers, and veterans in Northern Virginia, Washington D.C., West Virginia, and Maryland buy homes with confidence, without the stress.


Hi, I'm Ron Tinschert, a mortgage loan officer based in Leesburg, VA, helping clients navigate the home financing process with clarity and confidence.  
I specialize in working with first-time homebuyers, Veterans, and seasoned homebuyers across Northern VA, D.C., WV, and MA, offering tailored loan solutions and a smooth, transparent experience from start to finish.


Whether you're:  
- Buying your first home  
- Exploring refinancing options  
- Looking into programs like VA loans, Down Payment Assistance programs, and Non-QM


I'll walk you through your options and help you choose the right strategy—not just the easiest one.


What sets me apart:  
- Clear, honest communication and input with updates throughout the process  
- Fast pre-approvals and closings. I try to attend as many closings as possible.  
- Clients aren't just "a number". I stay close to them from start to finish. Communication is strong point of my success. Market has certainly changed over my 35 years in the industry, but my attention to details and unwavering passion to help my clients only grows more and more.  
- Despite society going "automated" with AI and such, I pride myself on being alongside my buyers transaction ever step of way. My belief is that the mortgage biz is and will always be a relationship business.


Do you need 20% down to buy a home?  
No—many buyers qualify with as little as 3–5% down depending on the loan program.  
What credit score do you need?  
It varies, but there are options available even if your credit isn't perfect.  
How much home can you afford?  
That depends on your income, debt, and goals—I'll help you break it down clearly.


I've helped clients throughout Northern Virginia, Washington D.C., West Virginia, and Maryland secure financing for homes ranging from all price ranges and property types, and I'm proud to be a trusted resource for both buyers and local real estate agents.


When introduced to client, I always prefer taking 10-15 minutes on the phone with them to personally introduce myself and vice versa. Determine what their true wants and needs are. Then direct them to my "apply now" website where they can take the very short period of time to do the preliminary application. Once I get notice of complete, I reach out and set up call to review and fine tune application. Always suggesting taking next step of doing PowerBid.


Usually ask if buyers have seen any potential properties that I can use as a template and send them hypothetical breakdowns.


Check out my client reviews below to see what it's like to work together.


When I'm not helping clients, you'll find me as a dedicated father of soon-to-graduate college son and two older step sons. Grandfather to 2 youngsters. Love to spend free time golfing and an avid gym guy. All kids played competitive ice hockey into college. Big Washington Capitals fan!  
Love taking trips to Outer Banks, NC as well as Ocean City, MD for my beach fix.  
Work-life balance is good important and feel I've done good job over my 35+ years in mortgage industry.


I believe this business is about relationships—and being someone people can rely on long after closing.  
If you're thinking about buying, refinancing, or just want to explore your options, let's connect.

VP of Mortgage Lending

Ron Tinschert is your Leesburg local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Ron is committed to helping homeowners with home purchase loans and refinances. Contact Ron at (703) 579-3378 for more information!

Ron Tinschert at Guaranteed Rate Affinity (NMLS #184478)

Leesburg

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1 Loan Officer Leesburg, VA