About Ryan Boody
Ryan Boody – The Lender in the Purple Hat Vice President and Sr. Loan Advisor | Guaranteed Rate Affinity Panama City Beach, FL | Serving All of FL, GA, AL, AR, TN, TX & KY! Purchase | Refinance | Construction | Renovation With over 25 years in the mortgage industry, Ryan Boody is a trusted name for real estate agents and homebuyers alike. Known for his fast communication, creative financing solutions, and unwavering commitment to closing on time, Ryan doesn't just "do loans"—he builds lifelong partnerships. Ryan is affectionately known as "The Lender in the Purple Hat," a brand that reflects his bold personality, reliable service, and memorable presence. Whether it's helping a first-time buyer feel at ease or guiding a seasoned investor through a complex deal, Ryan brings a calm, can-do attitude and a brain full of strategy to every transaction. Buyers and agents often say: * "He answers the phone when others won't." * "He explains things in a way that makes it all make sense." * "He cares about my deal like it's his own home purchase." Ryan offers more than 2,600 loan programs, including VA, FHA, conventional, DSCR, jumbo, renovation, non-QM, bridge loans & so much more! He specializes in working with self-employed borrowers, manufactured homes, and non-warrantable condos, helping clients get approved when others can't. He's also a tech-forward lender who leverages AI, BombBomb video messaging, and automation tools to give clients and agents a smoother, faster mortgage experience. And let's not forget his loyal four-legged assistant, Princess Leia—his German Shepherd sidekick who often makes a cameo in his videos and branding. Whether you're buying, refinancing, or just exploring options, remember: "When you think mortgage – Think Ryan Boody – The Lender in the Purple Hat!" Always reachable. Always on point. Always working—yes, even weekends. Whether you are Refinancing to reduce the rate, to get cash out to pay for a vacation, for investing or anything else, I'd love to help! Loan Officer of the Year with Mercantile Bank in 2003 and 2004 Presidents Club with Land Home Financial from 2017-2021 Presidents Club with NewRez in 2023 and 2024 Connect with me by following me on Instagram and Facebook using the icons below! Subscribe to my YouTube channel: ThePurpleHatLender
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Lock in your rate
Lock ‘N’ Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract. Secure a lower rate while house shopping with this program.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
Get a sense of the costs of buying a home with our monthly mortgage calculator.
Your monthly payment would be
$ 0.00
*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Guaranteed Rate Affinity cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate Affinity for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Guaranteed Rate Affinity does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate Affinity. Guaranteed Rate Affinity its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 4408 Delwood Lane, Suite 28 Panama City FL, 32408