As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Regional Manager

Nick Redhead is your Panama City local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Nick is committed to helping homeowners with home purchase loans and refinances. Contact Nick at (386) 562-9865 for more information!

Nick Redhead at Guaranteed Rate Affinity (NMLS #594824)

Mike Brustad has over 23 years experience in originating loans. He has the expertise to help you navigate the mortgage process for buying a home whether it is your first home or an investment property. Mike also specializes in refinance of your current loan. Making mortgages easy and understandable to his clients and business partners is his passion. "Making the world a better place one mortgage at a time" is his motto. He is happily married to his wife, Dee Dee, for 35 years. He has 4 wonderful adult children. Mike has lived in the Florida Panhandle since 2005. He is happy to call Pensacola home. When not working he enjoys improv, soccer and tennis.

VP of Mortgage Lending

Mike Brustad is your Panama City local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Mike is committed to helping homeowners with home purchase loans and refinances. Contact Mike at (850) 830-3557 for more information!

Mike Brustad at Guaranteed Rate Affinity (NMLS #455554)

When You Think Mortgage - Think Ryan Boody - The Lender in the Purple Hat!


DPA - Condo - Self-Employed - Jumbo - VA - Investor - Manufactured - and so much more!


**Mortgage Expert and Homeownership Advocate**With over 24 years of experience in the mortgage industry, I bring a wealth of passion and expertise to Guaranteed Rate Affinity Home Loan Division. Originally hailing from Houston, TX and later settling in Waverly, TN, my journey led me to Ocala, FL as a teenager, where I discovered my calling in the world of mortgages. Today, I proudly call Panama City Beach, FL my home, where I continue to thrive in helping individuals achieve their dream of homeownership.


**Career Journey**My career in the mortgage industry has been marked by numerous accolades and achievements. Most notably, I was honored as Mortgage Originator of the Year in 2003 and 2004 during my tenure at Mercantile Bank in Ocala, Florida. I continued to excel in my field, earning several ROCKS awards with Fifth Third Bank and multiple Customer Service awards while with Taylor, Bean and Whitaker Mortgage Corp. My dedication to excellence was further recognized through my inclusion in the President's Club with Land Home Financial Services for four consecutive years from 2017-2020 and Presidents Circle with NewRez Home Loan for 2024.


**Why GRA**I made the decision to join Guaranteed Rate Affinity because of our unparalleled technology, programs and services. Whether assisting a first-time home buyer who needs down payment assistance to guiding a seasoned investor through the purchase of their next income-producing property, the technology afforded by Guaranteed Rate Affinity allows for a much smoother and more efficient process while still tailoring the solutions and products to meet even the most specific of client needs. With competitive rates, a commitment to service and the fact that GRA is one of the largest of originators of mortgages nationwide, I am dedicated to making every mortgage transaction a seamless and enjoyable experience for my clients.


When You Think Mortgage - Think Ryan Boody, The Lender in the Purple Hat!

Vice President, Mortgage Lending

Ryan Boody is your Panama City  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Ryan is committed to helping homeowners with home purchase loans and refinances. Contact Ryan at (850) 445-3899 for more information!

Ryan Boody at Guaranteed Rate Affinity (NMLS #1053658)

Angela Bernhauser is your Panama City  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Angela is committed to helping homeowners with home purchase loans and refinances. Contact Angela at (850) 208-3282 for more information!

Angela Bernhauser at Guaranteed Rate Affinity (NMLS #2683359)

Panama City

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4 Loan Officers Panama City, FL