As your trusted Guaranteed Rate Affinity Loan Officer, licensed in both Florida and Georgia, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Associate VP of Mortgage Lending

Michelle Gemmell is your St Mary's local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Michelle is committed to helping homeowners with home purchase loans and refinances. Contact Michelle at (954) 331-8819 for more information!

Michelle Gemmell at Guaranteed Rate Affinity (NMLS #1957379)

St Mary's

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1 Loan Officer St Mary's, GA