I moved to the Coachella Valley in 2001 from WA state after graduating from the University of Washington and began my career as a mortgage lender then. I met my wife, Katie, here in the desert nearly 15 years ago and our ever growing family now includes two children (our son Charlie and daughter Hayden) as well as three three dogs. We enjoy traveling, hiking, and spending summers at the lake to escape the heat.



I have worked as a mortgage lender for nearly twenty years. The first 16 years were inside a real estate office of 100+ agents where I learned the importance of accountability and communication. I continue to enjoy helping every one of my clients to this day. And with the support of my team we hope to make your experience the very best possible.

VP of Mortgage Lending

Ryan Gray is your Palm Desert local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Ryan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ryan at (951) 356-2177 for more information!

Ryan A. Gray at Guaranteed Rate Affinity (NMLS #248108)

Palm Desert

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1 Loan Officers in Palm Desert, CA