Clients looking for a smart mortgage consultant and a company that really cares go to Cindy Kramer and Guaranteed Rate Affinity for all their home financing needs. They can count on her to listen and understand their vision, and stay committed to doing what's in their best interest. Cindy knows that every client has different financial goals, so she takes the time to understand their vision in order to recommend smart mortgage solutions.  
As a dedicated refinance specialist, Cindy focuses on understanding your unique financial situation to find the best mortgage solution for you. Cindy's goal is to help you secure a loan that not only meets your needs but also enhances your overall financial well-being. As a consultant, she is backed by a dedicated team of loan assistants, processors, underwriters and closing specialists. She and her team consistently deliver smart choices because they're highly trained and well versed in all aspects of the industry. To find a smart home-financing solution, give Cindy a call today!

VP of Mortgage Lending

Cindy Kramer is your Newport Beach local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Cindy is committed to helping homeowners with home purchase loans and refinances. Contact Cindy at (949) 291-3663 for more information!

Guaranteed Rate Affinity NMLS 1598647. For additional Licensing information, please visit the NMLS Consumer Access website. CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Cindy Kramer at Guaranteed Rate Affinity (NMLS #240190)

As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.


As a dedicated refinance mortgage specialist, I focus on understanding your unique financial situation to find the best mortgage solution for you. My goal is to help you secure a loan that not only meets your needs but also enhances your overall financial well being.

Mina Yasuda is your Newport Beach local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Mina is committed to helping homeowners with home purchase loans and refinances. Contact Mina at (949) 255-3485 for more information!

Mina Yasuda at Guaranteed Rate Affinity (NMLS #1380693)

Kenyon Cantino is a multiple award-winning Loan Officer with over 20 years of experience in the mortgage and real estate industries. He is passionate about guiding clients through the home buying process and helping them achieve both their dream of homeownership and their long-term financial goals.


Kenyon works closely with each client and their real estate agent to ensure a smooth, efficient, and truly exceptional home buying experience. Reach out to him anytime for your mortgage needs.

Kenyon Cantino is your Newport Beach  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Kenyon is committed to helping homeowners with home purchase loans and refinances. Contact Kenyon at (949) 996-2198 for more information!

Kenyon Cantino at Guaranteed Rate Affinity (NMLS #173928)

Newport Beach

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3 Loan Officers Newport Beach, CA