Clients looking for a smart mortgage consultant and a company that really cares go to Kamna Mittal and Guaranteed Rate Affinity for all their home financing needs. They can count on her to listen and understand their vision, and stay committed to doing what’s in their best interest. Kamna knows that every client has different financial goals, so she takes the time to understand their vision in order to recommend smart mortgage solutions. As a consultant, she is backed by a dedicated team of loan assistants, processors, underwriters and closing specialists. She and her team consistently deliver smart choices because they’re highly trained and well versed in all aspects of the industry. To find a smart home-financing solution, give Kamna a call today!

SVP of Mortgage Lending

Kamna Mittal is your Fremont local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Kamna is committed to helping homeowners with home purchase loans and refinances. Contact Kamna at (650) 316-2169 for more information!

Kamna Mittal at Guaranteed Rate Affinity (NMLS #926641)

Clients looking for a smart mortgage consultant and a company that really cares go to Kenneth Lee and Guaranteed Rate Affinity for all their home financing needs. They can count on him to listen and understand their vision, and stay committed to doing what’s in their best interest. Kenneth knows that every client has different financial goals, so he takes the time to understand their vision in order to recommend smart mortgage solutions. As a consultant, he is backed by a dedicated team of loan assistants, processors, underwriters and closing specialists. He and his team consistently deliver smart choices because they’re highly trained and well versed in all aspects of the industry. To find a smart home-financing solution, give Kenneth a call today!

Kenneth Lee is your Fremont local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Kenneth is committed to helping homeowners with home purchase loans and refinances. Contact Kenneth at (510) 446-7702 for more information!

Kenneth Lee at Guaranteed Rate Affinity (NMLS #291318)

As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Associate VP of Mortgage Lending

Lorena Eloisa is your Fremont  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Lorena is committed to helping homeowners with home purchase loans and refinances. Contact Lorena at (510) 446-7707 for more information!

Lorena Eloisa at Guaranteed Rate Affinity (NMLS #1513595)

Cinthia is known for her genuine care, steady guidance, and client‑focused approach to home financing. She believes that every lending journey is personal, and she takes the time to truly understand each client's goals, concerns, and long‑term plans.  
Cinthia brings a calm, reassuring presence to the lending process, offering clear explanations, thoughtful recommendations, and consistent communication from start to finish. Fluent in both English and Spanish, she is deeply committed to serving diverse communities and ensuring every client feels welcomed, supported, and fully informed.  
Backed by a skilled team of processors, underwriters, and closing specialists, she creates a smooth, collaborative experience that helps clients feel confident every step of the way. Her work is driven by a simple belief: home financing should feel approachable, empowering, and centered on people—not paperwork.

Cinthia Raymond is your Fremont  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Cinthia is committed to helping homeowners with home purchase loans and refinances. Contact Cinthia at (408) 406-7804 for more information!

Cinthia Raymond at Guaranteed Rate Affinity (NMLS #2765907)

Fremont

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4 Loan Officers Fremont, CA