**Karen Dunn** is a **Vice President of Mortgage Lending with Guaranteed Rate Affinity**, based in **Elk Grove, California**, serving the **greater Sacramento area** and clients **nationwide**.  
With more than **900 closed loans**, Karen brings decades of hands-on experience, deep local market knowledge, and a genuine passion for helping people reach their homeownership goals. She offers a full range of loan programs, including:


* First-time homebuyer programs
* Conventional, FHA, and VA loans
* Jumbo and high-balance loans
* Refinance and cash-out options
* HELOCs
* Renovation and specialty loan programs


Karen is known for her personalized approach, quick communication, and strong relationships with real estate professionals throughout Elk Grove and the Sacramento region. Her goal is to make the mortgage process simple, transparent, and empowering.  
When she's not helping clients, Karen enjoys spending time with her husband, their two grown children, and good friends. She believes that home is where life happens—and she's honored to help her clients build theirs.  
**Office:**  
9245 Laguna Springs Dr #200-240  
Elk Grove, CA  
📞 916-207-7050  
📧 karen.dunn@grarate.com  
🌐 [https://www.grarate.com/loan-officers/karen-dunn-274439](https://www.grarate.com/loan-officers/karen-dunn-274439)

VP of Mortgage Lending

Karen Dunn is your Elk Grove local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Karen is committed to helping homeowners with home purchase loans and refinances. Contact Karen at (916) 945-9830 for more information!

Karen Dunn at Guaranteed Rate Affinity (NMLS #274439)

Elk Grove

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1 Loan Officer Elk Grove, CA