I have been in the lending industry for over 30 years, I bring perspectives gathered from a career in many aspects of both wholesale and retail lending including loan processing, real estate sales, loan documents, loan funding, underwriting, quality control and of course loan originating.



With this background, I offer my clients years of experience and knowledge gained from assisting hundreds of people in all stages of life and income levels. By keeping up-to date on all of the latest loan programs and underwriting guidelines, I guide and educate my clients on choices from First Time Home Buyers programs all the way through loans for the seasoned investor. I educate my clients so they really understand the mortgage process, and I learn about my clients so I can offer each person choices that make sense for them. I enjoy staying in touch with my clients as life changes and so do their needs. I consider myself to be your mortgage professional for life.



I am involved in our local community through EDCAR (El Dorado County Association of Realtors).  I’ve been the Honor Our Troops Committee chairperson since 2010, I served on the board of directors, I’ve been involved with the Sunshine Fund, Government Affairs and the Charity Golf Tournament committees.










Born in San Diego, I have lived all over the golden state and settled in the Greater Sacramento area in 1995. My husband, Vince and I have lived in Shingle Springs since 1999. My leisure time is spent doing home improvements and landscaping, crafting, taking RV trips, kayaking, hiking & biking and visiting our wonderful local wineries.  I am a mom to my grown son, Jeremy and grandmother to his daughter, Savannah.



and I do LOVE MY JOB!...      WHEN YOU NEED A LOAN, YOU ARE NOT ALONE!"

VP of Mortgage Lending

Cyndi Romano is your El Dorado Hills local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Cyndi is committed to helping homeowners with home purchase loans and refinances. Contact Cyndi at (916) 207-4194 for more information!

Cyndi Romano at Guaranteed Rate Affinity (NMLS #284063)

El Dorado Hills

<footer class="footer-container">
          <div class="divider"></div>
          <div class="social-container">
            <a href="/">
              <img
                src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/blte2241c03634be37c/646befbd46d4d8ed366be4c2/GRA_Logo.svg"
                alt="Proper Rate A Guaranteed Rate Company Logo"
                width="167"
                height="55"
              />
            </a>
            <div class="social-links">
<a href="https://www.youtube.com/channel/UCA8EFopvnDAtQuGMnD8R5AA?loid=7307&emp-id=7307&adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C">[[[font_icon:blt61501140e05dcbb6]]]</a>
<a href="https://www.linkedin.com/company/guaranteedrateaffinity/?loid=7307&emp-id=7307&adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C">[[[font_icon:blt18ac693ecaadb368]]]</a>
<a href="https://www.facebook.com/GuaranteedRateAffinity?loid=7307&emp-id=7307&adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C">[[[font_icon:blt60f0a0ab0bda458f]]]</a>
<a href="https://www.zillow.com/lender-profile/GuaranteedRateAffinity/?loid=7307&emp-id=7307&adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C">[[[font_icon:blteb579cee60032763]]]</a>
</div>
          </div>
          <div class="links-container">
            <div class="column">
              <a href="https://www.grarate.com/termsofuse?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Terms of Use</a>
              <a href="https://www.grarate.com/privacy?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Privacy Policies</a>
              <a href="https://www.grarate.com/accessibility?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Accessibility</a>
              <a href="https://www.grarate.com/sms-terms?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">SMS Terms</a>
              <a href="https://www.grarate.com/licensing?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Licensing Info</a>
            </div>
            <div class="column">
              <a href="https://www.grarate.com/about-us/?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">About Us</a>
              <a href="https://careers.grarate.com/?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Careers</a>
              <a href="https://www.grarate.com/contact-us?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Contact Us</a>
              <a href="https://www.grarate.com/articles?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Knowledge Center</a>
              <a href="https://www.grarate.com/legal?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Legal</a>
            </div>
            <div class="column">
              <a href="https://www.grarate.com/disclaimer?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Disclaimer</a>
              <a href="https://www.anywhereinsurance.re/?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Anywhere Insurance Agency</a>
              <a href="https://www.anywhereis.re/?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Anywhere Integrated Services</a>
              <a href="https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1598647?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">NMLS Consumer Access</a>
              <a href="https://www.grarate.com/texas-consumers-how-to-file-complaint?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Texas Consumers: How to File a Complaint</a>
              <a href="https://www.grarate.com/notice-to-vendor?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Notice to Vendors</a>
              <a class="privacy-link" target="_blank" href="https://privacyportal-cdn.onetrust.com/dsarwebform/168096e5-faa8-4fdd-a479-992231adbdc1/70bd9394-cadd-46fa-8eaf-11c1f5523029.html?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" rel="noopener noreferrer" data-ya-track="link#">Do Not Sell My Personal Information</a>
            </div>
          </div>
          <div class="copyright-container">
            <img
              src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/blt2c78064cb4e93643/647a74c86be35f2593bd207d/equalHousingLender.svg"
              alt="Equal Housing Lender"
              width="136"
              height="29"
            />
            <p>Copyright © 2017-2023 Guaranteed Rate Affinity, LLC. All rights reserved Guaranteed Rate Affinity</p>
            <p>NMLS: 1598647 - For licensing information, go to: <a href="https://www.nmlsconsumeraccess.org">www.nmlsconsumeraccess.org</a><br />Arizona Mortgage Banker License #0941440</p>
            <p>1800 W. Larchmont Ave., Chicago, IL 60613 - <a href="tel:+18888449888">(888) 844-9888</a><br />Operating in the state of New York as GR Affinity, LLC in lieu of the legal name Guaranteed Rate Affinity, LLC.</p>
            <p>Guaranteed Rate Affinity, LLC. is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason prohibited by law.</p>
          </div>
        </footer>

1 Loan Officers in El Dorado Hills, CA

Cyndi Romano