Helping self-employed and retired borrowers in Arizona and California buy homes with confidence, without the stress.


Hi, I'm Christine Wenger, a mortgage loan officer based in Mesa, AZ, helping clients navigate the home financing process with clarity and confidence for over 27 years and over 2,000 families helped.


I specialize in working with self-employed, retired borrowers, and those seeking a reverse mortgage offering tailored loan solutions and a smooth, transparent experience from start to finish.


Whether you're:  
- Buying your first home  
- Exploring refinancing options  
- Looking into programs like Reverse, Non-QM, Conventional, FHA, VA, Land, Renovation, Chattel, Ground-Up Construction, Builder, Commercial, or USDA  
I'll walk you through your options and help you choose the right strategy—not just the easiest one.


What sets me apart:  
- I care. I go the extra mile. With my background in processing and Underwriting, it gives me an advantage to be a guru in guidelines and what to ask or bring up that might be an issue. I work hard and make myself available.  
- I prioritize fast responses and availability. I focus on education and walk my clients through each step of the process. I follow up after close and stay in touch with my clients.  
- Excelling in Reverse mortgage, unique income, self-employed, complex deals, and 1031 exchanges. I'm a Reverse Mortgage Specialist.


Do you need 20% down to buy a home?  
No—many buyers qualify with as little as 3–5% down depending on the loan program.


What credit score do you need?  
It varies, but there are options available even if your credit isn't perfect.


How much home can you afford?  
That depends on your income, debt, and goals—I'll help you break it down clearly.


I've helped clients throughout the below areas secure financing for homes ranging from all prices and property types, and I'm proud to be a trusted resource for both buyers and local real estate agents:


East Valley, the Valley, Tucson, Rim Country, Gilbert, Queen Creek, San Tan Valley, Gold Canyon, Dun Lakes, Ahwatukee, Mesa, Phoenix, Scottsdale, Paradise Valley, Cave Creek, Care Free, Glendale, Sun City, Sun City West, Buckeye, Goodyear, Tolleson, Casa Hrande, Payson, Showlow, Pinetop, Greer, Overgaard, Flagstaff Sedona, Arizona and California


Check out my client reviews below to see what it's like to work together. My clients say my kindness and going above and beyond with communication is what sets me apart.


When I'm not helping clients, you'll find me helping people and volunteering in my community. I am a Fire Chiefs daughter and my mom, a nurse, so service to those around us runs in my blood. Volunteer of the year with Semicolon Society and on the board of 5 non-profits. I was an Ambassador of Chandler Chamber of commerce. I'm an Ambassador of Guaranteed Rate Affinity Pride. Mental Health Awareness, education and working with those with special needs are close to my heart. I'm also passionate about working to help the elderly have a better quality of life.


I believe this business is about relationships—and being someone people can rely on long after closing.


If you're thinking about buying, refinancing, or just want to explore your options, let's connect.

Originating Manager

Christine Wenger is your South East Valley local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Christine is committed to helping homeowners with home purchase loans, refinances, helocs, reverse,HECM,personal loans, land , commercial and fix and flip. Contact Christine at 480-232-4972 for more information!

Christine Wenger at Guaranteed Rate Affinity (NMLS #261653)

Nick Castillo is a highly accomplished Mortgage Regional Manager with 24 years of experience in the mortgage and lending industry. Known for his strategic leadership and deep market expertise, he has helped countless clients achieve homeownership by providing tailored financial solutions.


A U.S. Army combat veteran, Nick brings the same dedication, discipline, and problem-solving skills to his career as he did in service to his country. Fluent in both English and Spanish, he excels in connecting with a diverse clientele, ensuring clear communication and personalized service.


His commitment to excellence, integrity, and customer satisfaction has made him a trusted leader in the industry.


You can reach him at:  
nick.castillo@grarate.com  
Cell: 714-791-2886  
NMLS# 36862

Regional Manager

Nick Castillo is your Mesa  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Nick is committed to helping homeowners with home purchase loans and refinances. Contact Nick at (480) 320-3970 for more information!

Nick Castillo at Guaranteed Rate Affinity (NMLS #36862)

As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

GRA Loan Officer

Seana Saladrigas is your Mesa  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Seana is committed to helping homeowners with home purchase loans and refinances. Contact Seana at (480) 214-8875 for more information!

Seana Saladrigas at Guaranteed Rate Affinity (NMLS #1896343)

Mesa

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3 Loan Officers Mesa, AZ