About Andrea Demopulos-Coats
Andrea Demopulos cares about each client she serves, aiming to become their loan officer for life. Many times, she gets to know clients so well that she ends up processing loans for their entire family. Process-oriented but full of heart, Demopulos, vice president of mortgage lending at Guaranteed Rate Affinity, brings something extra to the transaction table: experience as a loan processor and a licensed Realtor. "Both real estate and mortgage lending offer the same gratification that comes from helping clients through the homebuying process," she says. In the industry for 22 years, Demopulos started in lending as a loan processor for a family mortgage brokerage, where she stayed for five years before leaving to pursue a full-time career as a licensed Realtor. She sold real estate for five more years until the market tightened in 2009 and she returned to mortgage lending. Demopulos specializes in first-time homebuyers, down payment assistance programs and VA, USDA, FHA and conventional loans. "Patience is the one skill that has been instrumental to my success in lending," she remarks. "If you stop and take the time to understand the borrower's needs, the needs of the process and your team, it helps foster stronger relationships. Also, knowing the guidelines!" Demopulos educates borrowers on the lending process before it begins, always making sure to answer all of their questions and gain an understanding of their needs. Through these conversations, the people she serves develop trust in her and the process. Not surprisingly, most of Demopulos' clients come as referrals from Realtors and past clients impressed by her problem-solving skills and ability to adapt quickly to change. To give back, Demopulos sits on the board of Keep Angleton Beautiful, an organization focused on the local environment.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Lock in your rate
Lock ‘N’ Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract. Secure a lower rate while house shopping with this program.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Guaranteed Rate Affinity cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate Affinity for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Guaranteed Rate Affinity does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate Affinity. Guaranteed Rate Affinity its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 12 Greenway Plz., Suite 1100 Office #57 Houston TX, 77046