My name is Christy Martin and I have over 30 years of experience and knowledge in the mortgage industry. Being trusted to help people achieve their homeownership and wealth goals is the most important part of my job, so I specialize in a number of loan programs like FHA, VA and Investor. Whether you are a first-time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs.  
Outside of my professional life, I am a mother of two daughters and a grandmother of two, and they are my entire world. I get to follow my grandson across the greater Houston area on weekends to watch his baseball tournaments, so if you don't see my working hard for my clients, you can find me in those bleachers. However, no matter where I am, my team and I are always ready to assist agents and clients for any mortgage needs.

VP of Mortgage Lending

Christy Martin is your Houston local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Christy is committed to helping homeowners with home purchase loans and refinances. Contact Christy at (281) 602-4356 for more information!

Christy Martin at Guaranteed Rate Affinity (NMLS #243722)

Andrea Demopulos cares about each client she serves, aiming to become their loan officer for life. Many times, she gets to know clients so well that she ends up processing loans for their entire family.  
Process-oriented but full of heart, Demopulos, vice president of mortgage lending at Guaranteed Rate Affinity, brings something extra to the transaction table: experience as a loan processor and a licensed Realtor. "Both real estate and mortgage lending offer the same gratification that comes from helping clients through the homebuying process," she says.  
In the industry for 22 years, Demopulos started in lending as a loan processor for a family mortgage brokerage, where she stayed for five years before leaving to pursue a full-time career as a licensed Realtor. She sold real estate for five more years until the market tightened in 2009 and she returned to mortgage lending.  
Demopulos specializes in first-time homebuyers, down payment assistance programs and VA, USDA, FHA and conventional loans. "Patience is the one skill that has been instrumental to my success in lending," she remarks. "If you stop and take the time to understand the borrower's needs, the needs of the process and your team, it helps foster stronger relationships. Also, knowing the guidelines!"  
Demopulos educates borrowers on the lending process before it begins, always making sure to answer all of their questions and gain an understanding of their needs. Through these conversations, the people she serves develop trust in her and the process. Not surprisingly, most of Demopulos' clients come as referrals from Realtors and past clients impressed by her problem-solving skills and ability to adapt quickly to change.  
To give back, Demopulos sits on the board of Keep Angleton Beautiful, an organization focused on the local environment.

Consultant Vice President

Andrea Demopulos-Coats is your Houston local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Andrea is committed to helping homeowners with home purchase loans and refinances. Contact Andrea at (979) 329-6493 for more information!

Andrea Demopulos at Guaranteed Rate Affinity (NMLS #1201090)

Houston

<footer class="footer-container">
          <div class="divider"></div>
          <div class="social-container">
            <a href="/">
              <img
                src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/blte2241c03634be37c/646befbd46d4d8ed366be4c2/GRA_Logo.svg"
                alt="Logo for Guaranteed Rate Affinity, a Guaranteed Rate Company"
                width="167"
                height="55"
              />
            </a>
            <div class="social-links">
<a href="https://www.youtube.com/channel/UCA8EFopvnDAtQuGMnD8R5AA"><i data-testid="font-icon" class="rc-font-icon font-icons-social-youtube " aria-hidden="true" style="font-size:1.25rem" data-reactroot=""></i></a>
<a href="https://www.linkedin.com/company/guaranteedrateaffinity"><i data-testid="font-icon" class="rc-font-icon font-icons-social-linkedin " aria-hidden="true" style="font-size:1.25rem" data-reactroot=""></i></a>
<a href="https://www.facebook.com/GuaranteedRateAffinity"><i data-testid="font-icon" class="rc-font-icon font-icons-social-facebook " aria-hidden="true" style="font-size:1.25rem" data-reactroot=""></i></a>
<a href="https://www.zillow.com/lender-profile/GuaranteedRateAffinity/"><i data-testid="font-icon" class="rc-font-icon font-icons-social-zillow " aria-hidden="true" style="font-size:1.25rem" data-reactroot=""></i></a>
</div>
          </div>
          <div class="links-container">
            <div class="column">
              <a href="https://www.grarate.com/termsofuse" data-ya-track="link#">Terms of Use</a>
              <a href="https://www.grarate.com/privacy" data-ya-track="link#">Privacy Policies</a>
              <a href="https://www.grarate.com/accessibility" data-ya-track="link#">Accessibility</a>
              <a href="https://www.grarate.com/sms-terms" data-ya-track="link#">SMS Terms</a>
              <a href="https://www.grarate.com/licensing" data-ya-track="link#">Licensing Info</a>
            </div>
            <div class="column">
              <a href="https://www.grarate.com/about-us/" data-ya-track="link#">About Us</a>
              <a href="https://careers.grarate.com/" data-ya-track="link#">Careers</a>
              <a href="https://www.grarate.com/contact-us" data-ya-track="link#">Contact Us</a>
              <a href="https://www.grarate.com/articles" data-ya-track="link#">Knowledge Center</a>
              <a href="https://www.grarate.com/legal" data-ya-track="link#">Legal</a>
            </div>
            <div class="column">
              <a href="https://www.grarate.com/disclaimer" data-ya-track="link#">Disclaimer</a>
              <a href="https://www.anywhereinsurance.re/" data-ya-track="link#">Anywhere Insurance Agency</a>
              <a href="https://www.anywhereis.re/" data-ya-track="link#">Anywhere Integrated Services</a>
              <a href="https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1598647" data-ya-track="link#">NMLS Consumer Access</a>
              <a href="https://www.grarate.com/texas-consumers-how-to-file-complaint" data-ya-track="link#">Texas Consumers: How to File a Complaint</a>
              <a href="https://www.grarate.com/notice-to-vendor" data-ya-track="link#">Notice to Vendors</a>
              <a class="privacy-link" target="_blank" href="https://privacyportal-cdn.onetrust.com/dsarwebform/168096e5-faa8-4fdd-a479-992231adbdc1/70bd9394-cadd-46fa-8eaf-11c1f5523029.html" rel="noopener noreferrer" data-ya-track="link#">Do Not Sell My Personal Information</a>
            </div>
          </div>
          <div class="copyright-container">
            <img
              src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/blt2c78064cb4e93643/647a74c86be35f2593bd207d/equalHousingLender.svg"
              alt="Equal Housing Lender"
              width="136"
              height="29"
            />
            <p>Copyright © 2017-2026 Guaranteed Rate Affinity, LLC. All rights reserved Guaranteed Rate Affinity</p>
            <p>NMLS: 1598647 - For licensing information, go to: <a href="https://www.nmlsconsumeraccess.org">www.nmlsconsumeraccess.org</a><br />Arizona Mortgage Banker License #0941440</p>
            <p>1800 W. Larchmont Ave. Suite 400, Chicago, IL 60613- <a href="tel:+18888449888">(888) 844-9888</a><br />Operating in the state of New York as GR Affinity, LLC in lieu of the legal name Guaranteed Rate Affinity, LLC.</p>
            <p>Guaranteed Rate Affinity, LLC. is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason prohibited by law.</p>
          </div>
        </footer>

2 Loan Officers Houston, TX