Rob Coury

VP of Mortgage Lending

NMLS: 242966

(760) 459-6406
(760) 685-3608
(408) 335-0527

1472 Encinitas Blvd
Encinitas, CA 92024

About Rob

Clients looking for a smart mortgage consultant and a company that really cares go to Rob Coury and Guaranteed Rate Affinity for all their home financing needs. They can count on him to listen and understand their vision, and stay committed to doing what’s in their best interest. Rob knows that every client has different financial goals, so he takes the time to understand their vision in order to recommend smart mortgage solutions. As a consultant, he is backed by a dedicated team of loan assistants, processors, underwriters and closing specialists. He and his team consistently deliver smart choices because they’re highly trained and well versed in all aspects of the industry. To find a smart home-financing solution, give Rob a call today!

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What people are saying... What people are saying... Read more

Thank you so much for a great experience, Rob! You have been extremely helpful and informative during the process. We really appreciate everything!

- Eric and Elda Encinitas, CA

Rob was very helpful and responsive. He smoothed away all obstacles .I am very satisfied.

- Lois C. Vista, CA

We are extremely satisfied with the loan process through Guaranteed Rate Affinity. Our agent, Mr. Robert Coury, was extremely efficient and helpful. His thoroughness and genuine care during the complicated loan process made it a snap. My wife & I highly recommend Guaranteed Rate Affinity, especially the professional service we received with Rob Coury! Dr Randall and Hope Smith

- Randall S. Carlsbad, CA

Rob was great to work with, very responsive and walked me through the process in a way that was easy to understand.

- John M Carlsbad, CA

I have several properties and have done lots of mortgages over the years. I have never worked with someone more professional and knowledgeable than Rob Coury. He was always available and kept me informed every step of the way. I will recommend Rob to anyone I know who is looking for a mortgage. Outstanding job!

Rob Coury was a pleasure to work with. He was always quick to answer questions, return calls/emails/texts and explain anything in further detail when needed. He did so with a very happy, positive attitude. He made the entire process smooth and pleasant!

We recently bought a new home which was contingent on selling our current home. To say it was stressful is an understatement. Rob Coury was a godsend through this process. He was always available to answer questions early morning, or late in the evening. He remained calm, reassured me that all would be well, and was so very reliable. I truly feel that he was the glue that kept the whole, very complicated, transaction together. I am so grateful that our realtor recommended him. I will absolutely give his name out to anyone looking to get a loan in the future.

Working with Rob was absolutely fantastic. I am a first time home buyer and he made the process easy. I opted for a 25 day escrow and Rob was there every step of the way to make sure we hit the tight turn around. I would contact Rob again in a heart beat for any future home buying experiences.

Rob and his team were very professional. They clearly explained the entire process and responded quickly to resolving anything that might have delayed the closing. Great Job.

- Peter K Big Bear Lake, CA

Where do I even begin? Real estate can be challenging but it’s people like Rob who make it all worthwhile. He was a dream to work with: always available, kind, organized, on top of it, and honest. Rob’s qualities as a lender make him best in class... but Rob is beyond that. Rob actually helped me come to the conclusion that the first house, in the end, wasn’t for me. It’s that honesty and the trust he built with me that’s made me a client for life. I also can’t tell you how many times I heard him say something like “let me just pull over so I can send that”. He works crazy hard for his clients and is a pleasure to work with.

- Zillow

They were professional and incredibly helpful. Whenever I had question Rob was always available to help me, which was greatly appreciated. I felt so confident and secure with Rob handling this transaction for our family.

- Michael Y.

Availability of the agent, response time, professionalism

- Christopher P. TEMECULA, CA

Hi Rob, Thank you for everything. This would not have been possible without you and I am very grateful to Keri for having recommended you. At the end of the day, it was your personal touch that made me decide to stick with you and not to go for Quicken Loans or one of the big banks. With best regards,Ruben.

- N.A Encinitas, California

Very responsive. Easy to work with.

- Blair M. Vista, CA

Everyone that I had interface with was very professional, extremely helpful, always got back to me right away when I had questions or concerns. Kept me informed of how my loan was going, very reassuring.

- Deborah W. Oceanside, CA

Rob Coury and his team were a pleasure to deal with. They were responsive and made the whole process extremely easy.

- Brenda B. CARLSBAD, CA

Because Rob Coury is the most helpful, patient, and knowledgeable guy in the business! He takes initiative, connected us with necessary resources and went above and beyond when we bought our house a year ago AND when we just did our refi!

- Maureen C. SAN MARCOS, CA

Process was easy and was kept informed constantly along the way.

- Kevin H. Irvine, CA

They did a great job with my refinance

- Jonathan G. Oceanside, NJ

Love all people involved.rob was very helpful in helping me get all materials needed for loan approval.would recommend him to my friends.

- Serafin A. Fallbrook, TX

Professional, expedient and accommodating

- Alexander S. San Diego, CA

The thoroughness of our agent Rob Coury

- Randall S. Carlsbad, CA

Everything went smoothly and efficiently. The communication was great and timely.

- Shannon L. Menifee, CA

Rob Coury, our lender excellent from the first conversation to CLOSING DAY. Rob is genuine, patient, communicative, everything a lender should be during the stressful, yet fun, home buying process. Rob was there each step of the way and answered every question (a LOT of them) thoroughly. When we had a situation with proving income, Rob was very helpful and didn't give up on us. His attitude throughout the entire process was positive and empowering. Rob was truly integral in helping us get into our dream home, which I'm typing from at this exact moment :). Thank you Rob! You are a true example of quality customer service.

- Christopher W. Bonsall, CA

Because of Rob Coury. He made the process very easy!

- Robert B. SAN MARCOS, CA

Rob Coury was easy to work with and responsive to all my questions

- Peter D. ENCINITAS, CA

Because of clearly explaining the process and not putting pressure on me.

- Vincent K. OCEANSIDE, CA

Rob did a great job finding us the best rate and walking us through the process. Job well done!

- John William M. CARLSBAD, CA

easy to work with, everything was electronic, plus Rob Coury was extremely knowledgeable and was always available to answer questions

- Evelina P. SAN MARCOS, CA

Great communication with Rob, Lauren throughout the entire process. The To-Do list portion of the website made everything easy to organize and track.

- Christopher H. SAN MARCOS, CA

I know nothing about the company, but Rob Coury made the experience incredibly easy.... he jumped on anything needed within minutes and made the escrow process easy.

- Morgan M. LOS ANGELES, CA

Rob was professional and answered my questions in a timely manner. He was able to keep my escrow on time even during the COVID crisis. Appreciated his patience and support.

- Daniel P. LOS ANGELES, CA

Working with Rob was great. He made a sometimes scary and complicated process completely seamless! This was our first time purchasing a home. Rob worked with us every step of the way and made sure we made the right decisions for our situation. From the beginning, Rob made sure we had all of the paperwork and preapproval information quickly. As we went through the process, we had many questions as it was our first time working with a lender. Rob was available to us whenever we needed him for a quick chat or to walk through the more detailed paperwork. I can't recommend Rob and GRA enough.

- Taylor L. ALISO VIEJO, CA

Excellent service, easy to use online portal to track loan status and upload documents

- Garland T. San Marcos, CA

They did what they said they would, dealt with hurdles along the way, and closed on time.

- David L. Thousand Oaks, CA

Rob was professional, always available by phone, and went out of his way to find us the best loan option.

- Paul S. Oceanside, CA

transparent, clear and smooth all through the process. and Rob is friendly and professional!

- Ilwon L. Escondido, CA

Efficient and courteous service.

- Rilla M. Oceanside, CA

great team, moved quickly, kept me informed during the whole process.

- Erin G. Oceanside, CA

We worked with a friendly and helpful team. Rob was always available to answer questions throughout the process.

- Emily W. Vista, CA

Rob was fantastic to work with. He was extremely responsive, explained each step of the process, had my best interests in mind, and made the process easy.

- Candice C. Oceanside, CA

Rob was very personable and super helpful throughout the entire process

- David H. SAN DIEGO, CA

They communicated all stages of the loan process promptly and with great detail.

- Hilary B. VISTA, CA

Rob Coury was always available for questions, and his team was professional and helped us stay calm and organized

- Emily B. VISTA, CA

great rates, very responsive

- Nolan B. LOS ANGELES, CA

The team of Rob and Lauren walked me through the process, answered all my questions and made the process very easy.

- Pamela R. DEL MAR, CA

Customer Service! Rob Coury was never any more than a 5 minute phone call away and always able to answer every question I threw at him. Put at ease every time I spoke with him.

- John S. OCEANSIDE, CA

Knowledge Center

Our Knowledge Center will keep you informed

First-time homebuyer? Ready to refinance for a lower rate? Read important home refinance articles and more!

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Predicting spring 2021: Will the market return to normal?
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January pending home sales slide back from December but still hit a record high
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What are closing costs on a house?
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Rob Coury

About Rob

What people are saying... What people are saying... Read more

Our Knowledge Center will keep you informed

Predicting spring 2021: Will the market return to normal?

January pending home sales slide back from December but still hit a record high

What are closing costs on a house?

Simple, secure, straightforward with loan offers in as few as 5 minutes

Monthly Mortgage Calculator