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I recently worked with Jud Whyte and his team to purchase a property in Studio City. We contacted Jud initially because the Seller for the property we were purchasing asked that we crosswalk our loan application with him. Jud was extremely kind, professional and honest, but I had no idea that he was a bit of a fortune-teller, as well. He asked about who we were working with and what kind of terms we were being offered. He definitely felt like the terms were about as good as they could be but did warn me about the lender we were working with being difficult, especially since he knew our timeline (30 days to close). I wish I had heeded his warning but had no cause for concern at the time, so I told him I would proceed with the path I was on but would reach out if we ran into any issues. I won't go into the gory details, but we started to run into some issues that mainly revolved around the pace at which things were moving and the lack of communication around what the other lender was needing from us to approve the loan. Our situation was one where the Seller wanted us to move quickly from the get-go, but also had a full price, no contingency back-up offer he received a couple days after our offer, which was $35k under asking. The Seller had a lot to gain by us not being able to meet our contingency deadlines. I was really desperate to salvage the deal so I reach out to Jud and asked if he could do what felt like the impossible, which was to close this loan within only about 18 days. He was honest in warning that it was going to be very tight but that he thought he could pull it off. To keep the extremely long and tumultuous rest of the story short, Jud not only was able to help us successfully close the deal, he also came up with a loan package that has our monthly payment at a few hundred dollars lower than what we were expecting with the other lender. We honestly would have paid more if we needed to, but Jud didn't let the time pressure keep him from finding us the best possible deal. Jud and his team worked so diligently and so passionately on our loan, it really felt like they wanted the house for us just as much as we did. There were many times along the way that I told Jud that I am a customer for life and even if this didn't happen that he would be doing the loan on the house I did eventually buy, but that didn't make him let up at all. He knew how much we wanted this house and he was bound and determined to make sure it happened for us. He and the team were extremely diligent in everything they did and we are so grateful because we know that without them we would not be living in the house now. I just wanted to let you know what a gem Jud is and how satisfied we were with the service we received with him, his team and Guaranteed Rate Affinity.
- S. Minton
Jud Whyte went above and beyond the call of duty. He travelled to my job to obtain some documents from the human resource just for me to get qualified due to my hectic schedule. Jud was always available and educated me about my qualifications and budgets as a first time buyer. Jud was like a life coach to me. He is very humble ,honest, punctual, meticulous and down to earth.Even when I was very scared to take up this huge project, not believing in myself moving forward. He stood by me and encouraged me all the way until the day loan documents were signed. He went to the Escrow office and literally held my hands to make sure everything was a success because I never believed in my wildest dream in life that I can purchase or own a property as a woman coming from my culture. Infact, I can keep going. The experience was so amazing that I am not able to mention all. I can only say THANK YOU Jud and the team you brought to work with you like Nathalia etc.... for fulfilling my American dream. I can truly say that Jud Whyte is a service to human kind and fulfilling his purpose.
I cannot recommend working with Jud highly enough. His level of professionalism and commitment to closing at the best rate possible for us really impressed me. It seemed like everyone knew him and liked working with him during the process. Our closing even came in early! Will be using Jud again down the road.
- Jason Smith, Financial Analyst
Jude Whyte was extremely helpful. I bought my first home and hand no idea of what to expect. All the language can be quit confusing. He took the time to explain everything. He made sure I understood what was going on at ever turn. I highly recommend him!
Jud and his Team were just simply amazing! He got me in my dream home from the first time I went into Escrow. Although this is my first Experience buying a home. A lot of friends told me that its a long and lengthy process, It sure didn't feel like that at all in the great hands of Jud Whyte and his Excellent staff, Including his lovely assistant Natalia. Thank you all very much, we couldn't be happier. We are forever grateful for the tremendous help and I would recommend Anyone especially buying a home for the first time to go through JUD WHYTE
- Peter Shoukry, Area Sales Manager
Our Loan Officer, Jud Whyte, was able to expertly, confidently, and calmly guide us through our first home buying experience with professionalism and sincere, sound advice. He and the entire team at Guaranteed Rate Affinity including his proficient and capable assistant, Natalia Asevo, worked very, very hard and really went above and beyond to close our escrow not one, not two, but THREE calendar days early! And that included not one, not two, but THREE Federal Holidays thrown into the mix during the escrow period!!! That is amazing and why we went with Jud Whyte as our Loan Officer! He answered calls near instantaneously and was the calm voice of reason and assurance when we were nervous, anxious, and excited. He reminded us not to buy anything or apply for new appliance financing until after the loan recorded with the County. He even sat with us during signing of loan documents with the notary public, answering questions we had along the way. I mean, who does that?! Jud is a Joy and a true asset to your company. We recommend him highly and without hesitation! We are moving into our new home within 2 weeks and we are so Very Grateful to Jud Whyte and Everyone at Guaranteed Rate Affinity!!! Thank you for the opportunity to provide this glowing review.
- Robert R. Los Angeles (Reseda Ar, CA
Jud Whyte was amazing. Our best offer was 30k under THE best offer yet in part because of the confidence the seller had in the loan package Jud created our offer was the one that was accepted. Additionally he was kind enough to come to the property and meet the selling realtor to further the confidence of our loan. The seller could see we had an all-star team on our side. Every surprise that came up along the way Jud calmly navigated. We always felt as though we were in great hands. Anyone that asks me for a referral will absolutely hear about Jud.
- Andrew R. Pasadena, CA
Being a first-time home buyer, I had a lot of question. I was clueless and overwhelmed with the process but Jud and his team was excellent in helping me step-by-step through financing my home. Without Jud my loan would not have happened. Jud is professional, knowledgeable, and very patience. If you are looking for a mortgage loan I encourage you to give Jud call and let him show you what he can do. I am confident that you will be completely satisfied and happy that you did. Jud coordinated seamlessly with the estate broker to make our first home purchase easy. He was always accessible and efficient. Jud is awesome!
- Willie W. Los Angeles, CA
Jud and his team are absolutely top notch! As a first time homebuyer, he walked me through everything and made me feel incredibly comfortable with the biggest purchase of my life! So grateful! He was even there when I signed my loan docs. He goes out of his way for his client. I seriously won the lottery with my realtor and lender. Thank you thank you thank you!
- Lyndsey B. North Hollywood, CA
Jud Whyte and his team were amazing! They kept me informed throughout the entire process and explained each key piece of information. I would highly recommend Jud to my friends.
- Braden W West Hollywood, CA
Jud and his team are quite simply, the most professional, puncutal, polite and effective loan team I've ever worked with. I have done five home loans, own properties in Australia, France and the US and I've not come across someone (and a team like his) as easy and brilliant to work with. From count, I believe we've now recommended 5 family members and friends to Jud - I think this shows how much we really do think he's great. Wherever he goes, we'll follow for all of our loans. Thanks again, happy to be back in California!
- Paul H San Diego, CA
Jud was such a wonderful and caring man to work with. He truly put our needs first, going above and beyond to make sure we were taken care of. We can't thank him enough.
- Adam C Los Angeles, CA
Jud is fantastic. Great guy to deal with on every level. Natalia is a total pro, made things clear and is highly organized and efficient! Bravo!
- Peter G. Los Angeles, CA
This was an A+ Experience!!! Jud Whyte and his team members, especially Natalia Asevo were true professionals. From the beginning, Jud explained everything crystal clear and in a timely fashion and was very detailed oriented. He moved a difficult loan along at a very fast pace and performed with a smile day after day under intense pressure from the Sellers. He is extremely professional and competent, hard-working, and went the extra mile for us! Not to mention he makes a personal connection with you and even worked on the weekend for us! It honestly feels as if you are his only client! With his team member Natalia, she was always easily accessible. In fact, I think out of the 20 or 35 times I had to call her, she only didn't pick up once. I remember because I was so used to getting her when I called! Let me point out that with loans I did in the past, all these little problems and statements have to made and sent to various people and companies. It gets super annoying actually. With Natalia on your side, she simply discussed these problems and statements that normally you have to write up on your own and then she quickly prepared them for us to proofread and then sign. I can't tell you the stress that relieves when you have to get a loan done fast and you still have your normal job and life to live! Thank you!!
- David E North Hollywood, CA
Fantastic service from start to finish.
- Patrick C. Pasadena, CA
Jud Whyte is a great broker and really shepherded my loan through the approval process.
- Stephen N. Glendale, CA
Because of their exceptional service.
- Rebeca L. LOS ANGELES, CA
GRA is completely on top of everything and makes a somewhat complicated, tedious matter very easy.
- Lisa W. Los Angeles, CA
Jud Whyte and his team made this process so easy and pleasant. The portal makes the paperwork process seamless. Very satisfied!!!
- Lori R. Los Angeles, CA
Jude Whyte and his team went above and beyond to get my loan approved and funded at the right time. I am very thankful for their efforts.
- Waldemar H. Burbank, CA
I gave Guaranteed Rate Affinity a high score because working with Jud was great!
- Rani N. Los Angeles, CA
Jud Whyte was super communicative, supportive, and generous with his time. He helped us understand the process and get across the finish line.
- Mark P. Los Angeles, CA
Our agent Jud was amazing. Extremely helpful, always available, and very patient. We loved him!
- Ignat P. | Mar 2021 Los Angeles, CA
Jud worked extra hard to get us a great rate and he was always prompt in getting back to us quickly.
- Monica K. | Mar 2021 Los Angeles, CA
Jud is nice and helpful, his team gave clearly guidance on paperwork
- Lingling D. - Monterey Park, CA | Aug 2021 Monterey Park, CA
Our agent Jud was amazing. Extremely helpful, always available, and very patient. We loved him!
- Ignat P. - Los Angeles, CA | Mar 2021 Los Angeles, CA
Jud worked extra hard to get us a great rate and he was always prompt in getting back to us quickly.
- Monica K. - Los Angeles, CA | Mar 2021 Los Angeles, CA