James Clark

VP of Mortgage Lending
5034 Sunrise Blvd
Fair Oaks, CA 95628
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NMLS: 259345
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Working with James was extremely easy and informative as a first time home buyer. He took the time to explain everything and was willing to answer all our questions. We definitely recommend working with James.

L. M. - , CA

James was great! He really makes sure you feel comfortable with the process and the numbers. Very easy to talk to and ask questions. He give strait forward answers in plain language. It has been a pleasure and I will continue to contact him as any questions or issues arise. Wonderful experience!

Jess - , CA

I just had the pleasure of working with James Clark. He made the whole process of buying a home so easy. James is an excellent communicator and delivers on his promises of all the dates during the process. He always explained things very well. He will go over it & over it if you are having trouble understanding any part of the loan process. I would recommend him to any family member or friend. Thank you James for the amazing service!!

Mohammed V. - , CA

James Clark is totally professional. He's always there for you whether it's 9am or 9pm. He'll get you the best rate and work with you to get you in the house you want. He made the whole the experience of getting the load so simple and fast for us we can't say enough good about him.

Darrel W. - , CA

I would highly recommend James Clark for a loan his knowledge was top notch always checking in making sure we were fully informed throughout the process. I would recommend family and friends to go through James Clark for a loan.

Roy S. - , CA

James is amazing! He investigated many avenues to find a loan that was the best fit for me . He is clear, patient and an all around swell guy. Thank you James!

Terryn N. - , CA

James is outstanding in answering all the questions we had asked. He would answer questions even on weekends. He is easy to talk and easy to understand the responses. He acted like we were the only clients

Verla K. - , CA

Even after switching lenders on day 2 of the contract to Guaranteed Rate, James was able to save my client money and we were able to close early! Thanks for all your updates and systems James. Looking forward to our next contract together. Nancy

Nancy B. - , CA

My wife and I are so grateful for James Clark. He made the refinance of our home so easy! He is professional and pleasant. It was a pleasure working with him.

Albert L. - , CA

James Clark is a hard working individual who is driven to get the job done well, in the shortest time possible. He was always available to answer any questions and took the time to explain any part of the process that seemed complicated or difficult to understand. I highly recommend James Clark as an integral part of the team required for the purchase of a home.

WK M. - ,

I was introduced to James by are real estate agent. Living in VA and trying to purchase in CA was nerve racking, but James and his team made it less stressful. We had some issues with the house we were selling in VA and James was able to help us understand what the issues were. He worked with the buyers mortgage company to get us the correct information and made things run more smoothly. We greatly appreciate James and his team for all that they did and would recommended them to anyone needing...

Frank G. - ,

James has helped several Buyers that I have worked with and each time he has gone above a beyond my expectations. He clearly communicates and responds quickly. I know my clients are in good hands and James will always keep their best interests in mind. You couldn't ask for a better partner in a home sale!

Tim M., Realtor - ,

James did an outstanding job with my clients. They were working with another mortgage broker and were being promised things that could not be delivered. With the threat of possibly losing the house due to the mortgage broker, James saved the escrow. He worked overtime to make up for lost time and got them fully approved in 2 weeks and their situation was not easy. I have never had clients in a closing have no questions about the loan. Their quote was "James explained everything to us before we...

Dana M., Coldwell Banker Realtor - ,

I greatly appreciated James Clark informing me of the pertinent details of my recent transaction concerning a VA loan. His knowledge and guidance throughout the lending process was comforting, informative, and he kept me aware of where we were in the step-by-step, and answered my questions with what was obviously expertness gained by experience and attention to crucial detail.

Lynn Paul T., Buyer/Borrower - ,

I recently purchased a home using my VA benefits I earned while serving in the military, luckily I had James Clark to assist me through this process. Overall throughout the purchase, he really did make the transaction a very smooth one! For a first time home buyer, I really wasn't too sure what to expect. I would absolutely recommend James and his company to help with your purchase as well. Thanks again James!!

Andrew F., Home Owner - ,

James and his team did a incredible job and made this transaction stress free.


This was the fastest experience I have had obtaining a loan! James was very helpful through the process very professional! This organization is a Class Act! Thank you for helping me get the loan I needed.

Michael C. - Sacremento, CA

I've purchased several homes in the past, but James Clark made this experience the best ever, with each step done with ease and grace! Just WOW!

Nancy G - Sacramento, CA

James was great to work with & made the entire process painless!

Oscar C. - Roseville, CA

James Clark & all walked me through. The team contacted me when they needed me to do something and all out of state

Wendy K. - Sacramento, CA

James was great to work with and helped us understand the process

Anthony C. - Roseville, CA

This process fast and amazing. My loan team worked hard and diligently on my loan to meet our deadlines! AWESOME JOB!!

Asher N - West Sacramento, CA

About James

James Clark works hard to bring his clients home. With over 10 years of experience in the mortgage industry, he has the expertise and know-how to deliver a smooth and timely loan process. Each of his clients are treated as lifelong customers and are given the personal consultative approach they deserve for their home financing needs. Whether it’s a refinance, remodel, or investment property purchase, he is committed to providing the right loan program for each of his clients based on their financial goals. His consistent focus on communication and teamwork with his real estate and financial planning partners enables him to deliver the highest level of customer service possible. James has been living in the Roseville area since 2011. When he’s not helping clients, James enjoys spending time with his three children and coaching their sports teams.

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