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5 reasons why summer is a hot time for home buying

The spring is arguably the most popular season for homebuying, but that doesn’t mean the market dries up during the summer. In fact, there are plenty of great opportunities for prospective buyers to make a splash on their dream home.

Whether you’re just dipping your toes in the water or are ready to dive into the market headfirst, here are five reasons why you should shop around during the warm weather months.

1. Rising temps and listings

Temperatures aren’t the only thing that go up during the summer. Typically, the amount of home listings increases during the season as well—meaning more inventory to choose from and more options that specifically meet your criteria.

The summer market can also be less competitive, with plenty of interested homebuyers already out of the market. This increase in supply and decrease in demand could give you more leverage in negotiations.

2. Daylight savings

Summertime means the days are longer, which is an important advantage for homebuyers. You can spend the extra time evaluating a home’s exterior to see how it looks in broad daylight.

Summer also offers you extra time to explore a home’s surrounding neighborhood. Take a drive to scope your potential block and explore the surrounding parks, schools, restaurants and access to major roads and highways. Use the extra sunlight and nice weather to determine the pulse of the neighborhood.  

3. Summer warmth provides a larger renovation window

Summer also delivers plenty of benefits after you close on your house. Whether your home needs a few tweaks or is a full-blown fixer-upper, you’ll have more time to make those renovations while it’s still warm out.

Summer is also the ideal time to complete that paint job or remodel your kitchen!

4. Apply fast with our Digital Mortgage

Our Digital Mortgage lets you apply for a pre-approval in minutes, so you can spend more time soaking up the sun. Don’t lose time indoors, sifting through paperwork—instead, spend those hours with your toes in the sand and a cold drink in your hand with the help of the Digital Mortgage.

5. The real summer blockbuster…

After you apply, you’ll get a real approval!* We’ll also provide free credit scores from all three leading credit bureaus.**

Get started right now if you’re ready to find your dream home this summer.

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of applicant’s application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate Affinity for current rates. 

*“Real Approval” means an automated underwriting system approval based upon credit information supplied by applicant and subject to Guaranteed Rate Affinity’s review of loan documents. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate Affinity for current rates and for more information.

**If Applicant self-reports credit score as “needs improvement,” Guaranteed Rate Affinity will not run credit or provide free credit scores via the Digital Mortgage. Applicant may request credit scores by contacting Guaranteed Rate Affinity.


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