About Rick Harrington
Helping first-time home buyers, investors, and move-up buyers in New England and Florida buy homes with confidence, without the stress. Hi, I'm Rick, a mortgage loan officer based in New England and Florida, helping clients navigate the home financing process with clarity and confidence. I specialize in working with first-time home buyers, investors, and clients purchasing jumbo and portfolio loans across New England and Florida, offering tailored loan solutions and a smooth, transparent experience from start to finish. Whether you're: - Buying your first home - Exploring refinancing options - Looking into programs like FHA, VA, Conventional, Jumbo, and Non-QM loans I'll walk you through your options and help you choose the right strategy, not just the easiest one. What sets me apart: - Clear, honest communication—no surprises - Fast closings and efficient processes to keep your deal on track - A strong real estate background that gives you an edge in competitive markets - A focus on straightforward guidance so you always know what's happening next Do you need 20% down to buy a home? No—many buyers qualify with as little as 3–5% down depending on the loan program. What credit score do you need? It varies, but there are options available even if your credit isn't perfect. How much home can you afford? That depends on your income, debt, and goals. I'll help you break it down clearly. I've helped over 10,000 clients secure financing across New England and Florida, with more than $3 billion in total loan volume, and I'm proud to be a trusted resource for both buyers and local real estate agents. Check out my client reviews below to see what it's like to work together. When I'm not helping clients, you'll find me staying active in the real estate community and continuing to sharpen my expertise to better serve my clients. I believe this business is about relationships, and being someone people can rely on long after closing. If you're thinking about buying, refinancing, or just want to explore your options, let's connect.
