About Liz Olvera
Helping homebuyers throughout Los Angeles and Ventura County buy homes with confidence, without the stress. Hi, I'm Liz Olvera, a mortgage loan officer serving clients throughout Los Angeles County and Ventura County. I help homebuyers navigate the financing process with clear communication, expert guidance, and solutions tailored to their unique goals. I specialize in working with first-time homebuyers, self-employed borrowers, investors, and clients seeking bridge loans, renovation financing, reverse mortgages, and other specialized lending solutions. With 15 years of industry experience, I excel at solving complex financing challenges and delivering fast, efficient closings. Whether you're: - Buying your first home - Exploring refinancing options - Looking at FHA, VA, Conventional, Jumbo, renovation, or specialty loan programs I'll help structure the financing solution that makes the most sense for your situation while ensuring you feel comfortable and confident throughout the process. What sets me apart: - Strong problem-solving skills for even the most complex transactions - Fast, efficient closings that help buyers and agents achieve their goals - Consistent communication and availability throughout the process - A commitment to finding the best loan structure for each client Do you need 20% down to buy a home? Not necessarily. Many loan programs allow qualified buyers to purchase with significantly less down. What credit score do you need? Requirements vary by loan type, and there may be options available even if your credit needs improvement. How much home can you afford? That depends on your income, assets, debts, and goals. I'll help you understand the numbers and create a plan that works for you. My clients often tell me they appreciate my communication, responsiveness, and ability to simplify what can feel like a complicated process. I'm always available when questions come up and work hard to make every transaction as smooth as possible. Outside of work, I'm a proud wife and mom who enjoys hosting gatherings, spending time with family and friends, and playing golf. I'm also fluent in Spanish and enjoy helping Spanish-speaking families achieve their homeownership goals. If you're thinking about buying, refinancing, or exploring your financing options, let's connect.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Lock in your rate
Lock ‘N’ Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract. Secure a lower rate while house shopping with this program.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Guaranteed Rate Affinity, LLC cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate Affinity, LLC for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Guaranteed Rate Affinity, LLC does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate Affinity, LLC. Guaranteed Rate Affinity, LLC its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 388 S Lake Ave, Pasadena CA, 91101