About Lisa Giacomini
Helping homebuyers in North County California buy homes with confidence, without the stress. Hi, I'm Lisa Giacomini, a mortgage loan officer based in Carlsbad, CA, helping clients navigate the home financing process with clarity and confidence. I specialize in working with first-time buyers, move-up buyers, investors, and veterans across Carlsbad, Oceanside, Encinitas, Vista, Escondido, and San Diego, offering tailored loan solutions and a smooth, transparent experience from start to finish. Whether you're: - Buying your first home - Exploring refinancing options - Looking into programs like Conventional, Jumbo, and Non-QM I'll walk you through your options and help you choose the right strategy—not just the easiest one. I excel at speed, good communication, and closing deals on time. What sets me apart: - Clear, honest communication—no surprises - Fast, reliable pre-approvals to help you win offers - A hands-on, local approach backed by top-tier technology - A focus on education so you feel confident every step of the way Do you need 20% down to buy a home? No—many buyers qualify with as little as 3–5% down depending on the loan program. What credit score do you need? It varies, but there are options available even if your credit isn't perfect. How much home can you afford? That depends on your income, debt, and goals—I'll help you break it down clearly. With over 20 years in the business, I've helped thousands of clients throughout California secure financing for homes, and I'm proud to be a trusted resource for both buyers and local real estate agents. Clients praise that I'm transparent with estimates and I hold my word. I provide guidance and education throughout the home buying process. Check out my client reviews, though, to see what it's like to work together. When I'm not helping clients, you'll find me playing with my two adorable grandchildren. I'm also a long-time member of the Carlsbad Rotary Club. I believe this business is about relationships—and being someone people can rely on long after closing. If you're thinking about buying, refinancing, or just want to explore your options, let's connect.
