As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Originating Manager

Alexander Blair is your Austin  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Alexander is committed to helping homeowners with home purchase loans and refinances. Contact Alexander at (512) 800-0211 for more information!

Alexander Blair at Guaranteed Rate Affinity (NMLS #1561427)

Kevin Ginsburg has joined Guaranteed Rate Affinity as the new Regional Manager for Texas. Having worked in the mortgage industry in a number of origination and management positions over the past 26 years, Kevin brings a great deal of experience to the GRA Texas Team. Managing both retail and joint venture relationships for the better part of his career.  
Kevin is a native Texan and Austinite and graduated from Texas A&M University. After initially working for a homebuilder after graduating college, Kevin found his passion in mortgage lending and has been in the industry ever since. Kevin, his wife of 24 years and 2 children live in Austin, Texas.

Regional Manager

Kevin Ginsburg is your Austin  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Kevin is committed to helping homeowners with home purchase loans and refinances. Contact Kevin at (512) 814-4982 for more information!

Kevin Ginsburg at Guaranteed Rate Affinity (NMLS #218826)

I'm Leticia Rios, a Mortgage Advisor with Guaranteed Rate Affinity, helping clients purchase and refinance homes with clarity and confidence. I speak Spanish, have 20 years of experience, I'm passionate about guiding first-time buyers through every step of the homeownership journey — from understanding credit and down payments to selecting the best loan program, including FHA, Conventional, VA, and USDA loans. I also help move-up buyers, investors, and high-net-worth clients secure tailored financing solutions, including Jumbo loan products. By partnering closely with real estate professionals, I provide personalized strategies and modern technology to make every transaction smooth, transparent, and stress-free.

VP of Mortgage Lending

I’m Leticia Rios, a Mortgage Advisor with Guaranteed Rate Affinity, helping clients purchase and refinance homes with clarity and confidence. I speak Spanish, have 20 years of experience, I’m passionate about guiding first-time buyers through every step of the homeownership journey — from understanding credit and down payments to selecting the best loan program, including FHA, Conventional, VA, and USDA loans. I also help move-up buyers, investors, and high-net-worth clients secure tailored financing solutions, including Jumbo loan products. By partnering closely with real estate professionals, I provide personalized strategies and modern technology to make every transaction smooth, transparent, and stress-free.

Leticia Rios at Guaranteed Rate Affinity (NMLS #367538)

Charles Galati is your Austin  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Charles is committed to helping homeowners with home purchase loans and refinances. Contact Charles at (512) 656-4243 for more information!

Charles Galati at Guaranteed Rate Affinity (NMLS #1521655)

Austin

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4 Loan Officers Austin, TX