About Tom Barclay
With over 12 years of experience as a Mortgage Loan Officer, I'm passionate about guiding clients through one of the biggest financial decisions of their lives. My focus has always been on exceptional customer service—taking the time to listen, understand, and create a smooth, stress-free lending experience. I am licensed in Maryland and Pennsylvania, and well-versed in a wide range of loan products, including FHA, VA, Conventional, USDA, Non-QM, and first-time homebuyer programs. This diverse expertise allows me to match each client with the right financing solution for their unique needs. Whether you're purchasing your first home, upgrading to your dream home, or refinancing, my goal is to make the process simple, transparent, and tailored to you.
