About Tania Ondek
Helping first-time homebuyers, veterans, self-employed borrowers, and clients using CHFA financing across Connecticut. I proudly serve New Haven, Fairfield, Hartford, Litchfield, Middlesex, New London, Tolland, and Windham counties, helping clients buy homes with confidence and without the stress. Hi, I'm Tania Ondek, a mortgage loan officer for over 25 years based in Shelton, Connecticut helping clients navigate the home financing process with clarity and confidence. I specialize in conventional, VA, FHA, jumbo, non-QM, and CHFA loans across Connecticut, offering tailored financing solutions and a smooth, transparent experience from start to finish. Whether you're: - Buying your first home - Exploring refinancing options - Need hands-on support for fast closings and complex scenarios. I'll walk you through your options and help you choose the right strategy, not just the easiest one. What sets me apart: - I work on a need-to-goal basis, moving fast and closing quickly while also taking the time to guide clients through the process and give them the tools to achieve homeownership. - I'm always accessible and make sure there is constant communication throughout the entire process even when regular banks are closed, I'm working when my clients are not. - I'm available 24/7 with quick, efficient responses and step-by-step guidance from pre-approval to closing and beyond. Do you need 20% down to buy a home? No, many buyers qualify with as little as 3–5% down depending on the loan program. What credit score do you need? It varies, but there are options available even if your credit isn't perfect. How much home can you afford? That depends on your income, debt, and goals. I'll help you break it down clearly. I've helped many clients across Connecticut secure financing for their homes. I'm proud to be a trusted resource for both buyers and real estate agents. Check out my client reviews to see what it's like to work together. When I'm not helping clients, I'm enjoying life in the state I've called home my whole life, Connecticut. I'm married with three children, and before joining Guaranteed Rate Affinity, I owned a successful mortgage broker business for more than 20 years. I'm also an active member of the Milford Chamber of Commerce and the Network of Executive Women. I love spending time with my family, vacationing anywhere it's warm, and taking walks along the beautiful beaches in Milford. I believe this business is about relationships, and being someone, people can rely on long after closing. If you're thinking about buying, refinancing, or just want to explore your options, let's connect.
