Michael knows that everyone has different financial goals, so he takes the time to fully understand each client’s situation in order to recommend the most appropriate mortgage solutions. Guaranteed Rate Affinity offers a full range of loan products and programs to fit specific financing needs, and he makes sure to have a thorough understanding of each. Michael's first objective is to help clients make the best choice, but that is just one aspect of his elite service. He works with homebuyers throughout the mortgage process as a consultant and guide, directing the activities of a dedicated team that includes loan assistants, processors, underwriters and closing specialists. Michael also coordinates with real estate agents and other industry professionals to ensure that the transaction closes as quickly and smoothly as possible.

SVP of Mortgage Lending

Michael Wagner is your Blue Bell local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Michael is committed to helping homeowners with home purchase loans and refinances. Contact Michael at (610) 984-9545 for more information!

Michael Wagner at Guaranteed Rate Affinity (NMLS #110401)

Michael Lamborn offers 19 years of professional experience in the lending industry and is committed to serving clients. A multiple-recipient of the President’s Club achievement and the Five-Star Mortgage Professional award, Michael is particularly focused on helping first-time and VA homebuyers. His time in the industry has helped him develop exceptional product knowledge and an understanding of the need for ongoing communication. For his clients to have reasonable expectations from start to close, Michael ensures clients understand their options and the loan process. “I firmly believe that everything works out for the best if I always put the client first and do the right thing, for the right reason,” stated Michael. Michael graduated from Immaculata University with degrees in political science and history. He has lived in Morgantown, Pennsylvania, for 10 years along with his wife, Lorraine, and their three boys. In his spare time, Michael enjoys cooking and hitting the gym, as well as playing golf and plucking tunes on his guitar.

VP of Mortgage Lending

Michael Lamborn is your Blue Bell local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Michael is committed to helping homeowners with home purchase loans and refinances. Contact Michael at (610) 984-9544 for more information!

Michael Lamborn at Guaranteed Rate Affinity (NMLS #28261)

Clients looking for a smart mortgage consultant and a company that really cares go to Steve Madonna and Guaranteed Rate Affinity for all their home financing needs. They can count on him to listen and understand their vision, and stay committed to doing what’s in their best interest. Steve knows that every client has different financial goals, so he takes the time to understand their vision in order to recommend smart mortgage solutions. As a consultant, he is backed by a dedicated team of loan assistants, processors, underwriters and closing specialists. He and his team consistently deliver smart choices because they’re highly trained and well versed in all aspects of the industry. To find a smart home-financing solution, give Steve a call today!

Steve Madonna is your Blue Bell local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Steve is committed to helping homeowners with home purchase loans and refinances. Contact Steve at (610) 984-9547 for more information!

Steve Madonna at Guaranteed Rate Affinity (NMLS #140438)

I have been in the mortgage industry since 1988. During this time, I have financed construction loans, renovation loans, and generally all types of residential lending. My clients span the socio\-economic spectrum, and many are in the 'Who's Who' list in the five\-county Philadelphia Area.  
I grew up in Bombay, India, and left at 17\-years\-old to start life anew in the United States. I graduated from Drexel University with a BSc in Finance. I am married to my wife Carlyn and live in Gladwyne, PA with our 3 Yorkies. Prior to marrying Carlyn, one of my favorite hobbies was being a race car driver in the SCCA; I won the NJ Road Racing series in a Spec Racer Ford in 2010. However, I've retired that daredevil passion, and in my free time, I'm now a happy husband who walks the dogs and tends to the garden.

Originating Manager

Viren Kapadia is your Blue Bell local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Viren is committed to helping homeowners with home purchase loans and refinances. Contact Viren at (610) 955-6962 for more information!

Viren Kapadia at Guaranteed Rate Affinity (NMLS #552540)

Blue Bell

<footer class="footer-container">
          <div class="divider"></div>
          <div class="social-container">
            <a href="/">
              <img
                src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/blte2241c03634be37c/646befbd46d4d8ed366be4c2/GRA_Logo.svg"
                alt="Proper Rate A Guaranteed Rate Company Logo"
                width="167"
                height="55"
              />
            </a>
            <div class="social-links">
<a href="https://www.youtube.com/channel/UCA8EFopvnDAtQuGMnD8R5AA?loid=7307&emp-id=7307&adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C">[[[font_icon:blt61501140e05dcbb6]]]</a>
<a href="https://www.linkedin.com/company/guaranteedrateaffinity/?loid=7307&emp-id=7307&adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C">[[[font_icon:blt18ac693ecaadb368]]]</a>
<a href="https://www.facebook.com/GuaranteedRateAffinity?loid=7307&emp-id=7307&adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C">[[[font_icon:blt60f0a0ab0bda458f]]]</a>
<a href="https://www.zillow.com/lender-profile/GuaranteedRateAffinity/?loid=7307&emp-id=7307&adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C">[[[font_icon:blteb579cee60032763]]]</a>
</div>
          </div>
          <div class="links-container">
            <div class="column">
              <a href="https://www.grarate.com/termsofuse?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Terms of Use</a>
              <a href="https://www.grarate.com/privacy?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Privacy Policies</a>
              <a href="https://www.grarate.com/accessibility?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Accessibility</a>
              <a href="https://www.grarate.com/sms-terms?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">SMS Terms</a>
              <a href="https://www.grarate.com/licensing?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Licensing Info</a>
            </div>
            <div class="column">
              <a href="https://www.grarate.com/about-us/?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">About Us</a>
              <a href="https://careers.grarate.com/?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Careers</a>
              <a href="https://www.grarate.com/contact-us?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Contact Us</a>
              <a href="https://www.grarate.com/articles?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Knowledge Center</a>
              <a href="https://www.grarate.com/legal?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Legal</a>
            </div>
            <div class="column">
              <a href="https://www.grarate.com/disclaimer?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Disclaimer</a>
              <a href="https://www.anywhereinsurance.re/?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Anywhere Insurance Agency</a>
              <a href="https://www.anywhereis.re/?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Anywhere Integrated Services</a>
              <a href="https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1598647?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">NMLS Consumer Access</a>
              <a href="https://www.grarate.com/texas-consumers-how-to-file-complaint?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Texas Consumers: How to File a Complaint</a>
              <a href="https://www.grarate.com/notice-to-vendor?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" data-ya-track="link#">Notice to Vendors</a>
              <a class="privacy-link" target="_blank" href="https://privacyportal-cdn.onetrust.com/dsarwebform/168096e5-faa8-4fdd-a479-992231adbdc1/70bd9394-cadd-46fa-8eaf-11c1f5523029.html?loid=7307&amp;emp-id=7307&amp;adtrk=%7Cseo%7Cgrarate%7C%7C%7C%7C%7Cwww.grarate.com%2Fwidget%2Fmortgage-calculator-lite%7C%7C%7C%7C%7C%7C%7C%7C" rel="noopener noreferrer" data-ya-track="link#">Do Not Sell My Personal Information</a>
            </div>
          </div>
          <div class="copyright-container">
            <img
              src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/blt2c78064cb4e93643/647a74c86be35f2593bd207d/equalHousingLender.svg"
              alt="Equal Housing Lender"
              width="136"
              height="29"
            />
            <p>Copyright © 2017-2023 Guaranteed Rate Affinity, LLC. All rights reserved Guaranteed Rate Affinity</p>
            <p>NMLS: 1598647 - For licensing information, go to: <a href="https://www.nmlsconsumeraccess.org">www.nmlsconsumeraccess.org</a><br />Arizona Mortgage Banker License #0941440</p>
            <p>1800 W. Larchmont Ave., Chicago, IL 60613 - <a href="tel:+18888449888">(888) 844-9888</a><br />Operating in the state of New York as GR Affinity, LLC in lieu of the legal name Guaranteed Rate Affinity, LLC.</p>
            <p>Guaranteed Rate Affinity, LLC. is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason prohibited by law.</p>
          </div>
        </footer>

4 Loan Officers in Blue Bell, PA

Michael Wagner

Michael Lamborn

Steve Madonna

Viren Kapadia