Matthew Kiss has been selling loans in New York and New Jersey for 14 years, focusing on helping real estate professionals close more transactions. As a former school teacher, informing and educating his clients is critical to his approach as a Loan Officer. He's learned that being understanding, patient and putting their needs first makes for smoother transactions and happy customers. "I strive to ensure that all of my clients have a great mortgage experience. My entire team and I work from beginning to end to create a smooth mortgage process and bring about the client's utmost satisfaction. My passion is to help people finance homes," said Matthew. His commitment can be seen in his being honored in 2016 as Chairman's Club, and from 2010-15 as a President's Club, as a recipient for high achievement. A graduate of Monmouth University with a Bachelor of Arts in education, Matthew is originally from Cinnaminson, New Jersey.


If you are a homeowner looking for a refinance, please give me a call.

VP of Mortgage Lending

Matthew Kiss is your Paramus local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Matthew is committed to helping homeowners with home purchase loans and refinances. Contact Matthew at (201) 225-8407 for more information!

Matthew Kiss at Guaranteed Rate Affinity (NMLS #22785)

If you came into a large amount of money you would probably do a good amount of research on how to invest it right? Yet when faced with taking on potentially life altering debt we are led to believe that the lowest rate is the only thing that matters. Doesnt make sense does it? Cheap mortgages are like cheap meat and cheap gas; bad for you.


l take the time to ask the deeper questions to make sure you are getting the right home loan for you and your individual financial situation both current and future. I know that every client has different goals, so I take the time to understand your vision in order to recommend smart mortgage solutions. As a consultant, I am backed by a dedicated team of loan assistants, processors, underwriters and closing specialists. My team and I consistently deliver smart choices because we are highly trained and well versed in all aspects of the industry. To find a smart home-financing solution, give me a call today!

Originating Manager

David Rubenstein is your Paramus local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, David is committed to helping homeowners with home purchase loans and refinances. Contact David at (856) 350-9089 for more information!

David Rubenstein at Guaranteed Rate Affinity (NMLS #404423)

As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to make the mortgage process easy to navigate and be available to you from application to closing. Serving NJ, NY and PA. I take pride in thoroughly educating my customers, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.  
Alishia's areas of expertise are sales, marketing, and building relationships. Purchase/Refinance/Renovation/Reverse/HELOC/Bridge Loans

Associate Vice President of Mortgage Lending

Alishia Taiping is your Paramus local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Alishia is committed to helping homeowners with home purchase loans and refinances. Contact Alishia at (856) 994-0167 for more information!

Alishia Taiping at Guaranteed Rate Affinity (NMLS #588949)

Mortgages don't have to be scary. Seriously, they don't!


Whether you're **buying, building, or refinancing**, I'm here to make the process as smooth as your morning coffee (or at least less stressful than assembling IKEA furniture).


With 22 years in mortgage banking and over $1 billion in funded loans, I've seen it all—first-time buyers, luxury home purchases, complex scenarios, and a ton of smart homeowners who refinanced to lower their rate, consolidate debt, or tap into equity for renovations and investments.  
**Thinking about refinancing?**  
Now's a great time to explore whether a refi could lower your monthly payment, shorten your loan term, remove PMI, or help you use your home's equity strategically. I walk you through every option to find what truly benefits you.


At Guaranteed Rate Affinity, we keep things simple, offering straightforward mortgage and refinance products with expert guidance so you can make the best decision for today—and your future. We handle everything from jumbo loans for high-net-worth clients to FHA/VA loans, investment properties, and unique financing solutions like Bank Statement Loans and DSCR Loans.


What you get when you work with me:  
✔️ A dedicated team managing your loan from start to finish  
✔️ Affordable home financing and refinancing options  
✔️ Solutions for self-employed borrowers, investors, and medical professionals  
✔️ Renovation & construction financing (because your dream home sometimes needs a little work)  
✔️ A mortgage expert who actually picks up the phone


So, whether you're upgrading, downsizing, refinancing, or buying your dream home, let's talk. Call me at **908.884.6484**, and let's get you moving—literally.

Senior Vice President Mortgage Lending

Marco Moreno is your Paramus  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Marco is committed to helping homeowners with home purchase loans and refinances. Contact Marco at (908) 884-6484 for more information!

Marco Moreno at Guaranteed Rate Affinity (NMLS #589181)

As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Mike Moreland is your Paramus  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Mike is committed to helping homeowners with home purchase loans and refinances. Contact Mike at (201) 270-3085 for more information!

Mike Moreland at Guaranteed Rate Affinity (NMLS #408994)

Fabio Fattah has been a national achiever in the mortgage industry for 20 years and proven $100M producer annually. Over the span of his career, he's closed over $1B in production. He's passionate about helping others achieve their dream of homeownership and guiding them through each step of the process. His emphasis on the importance of building relationships with Realtors, Builders, and Financial Advisors has largely led to his success.


Fabio specializes in assisting high net-worth clients with Jumbo mortgages. Expert in the market of condo, co-op, and townhomes. He also serves first time homebuyers with affordability programs for conventional, FHA/VA loans. Along with providing options for renovation, construction, 203k, VA renovation. Skilled in the market of second home purchases, investment properties, mix-use, and more. Fabio's business spans the state of New Jersey and his knowledge lies on the North Jersey waterfront market including Jersey City, Hoboken to Fort Lee. Contact Fabio today for all your lending needs!

SVP of Mortgage Lending

Fabio Fattah is your Paramus  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Fabio is committed to helping homeowners with home purchase loans and refinances. Contact Fabio at (908) 447-9179 for more information!

Fabio Fattah at Guaranteed Rate Affinity (NMLS #626887)

As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer, seasoned owner or want to refinance, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Mark Yecies is your Paramus  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Mark is committed to helping homeowners with home purchase loans and refinances. Contact Mark at (201) 645-4271 for more information!

Mark Yecies at Guaranteed Rate Affinity (NMLS #18958)

Domenic Vitulli is your Paramus  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Domenic is committed to helping homeowners with home purchase loans and refinances. Contact Domenic at (201) 356-4391 for more information!

Domenic Vitulli at Guaranteed Rate Affinity (NMLS #576868)

Frank Gatto is your Paramus  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Frank is committed to helping homeowners with home purchase loans and refinances. Contact Frank at (201) 356-0577 for more information!

Frank Gatto at Guaranteed Rate Affinity (NMLS #265132)

Paramus

<footer class="footer-container">
          <div class="divider"></div>
          <div class="social-container">
            <a href="/">
              <img
                src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/blte2241c03634be37c/646befbd46d4d8ed366be4c2/GRA_Logo.svg"
                alt="Logo for Guaranteed Rate Affinity, a Guaranteed Rate Company"
                width="167"
                height="55"
              />
            </a>
            <div class="social-links">
<a href="https://www.youtube.com/channel/UCA8EFopvnDAtQuGMnD8R5AA"><i data-testid="font-icon" class="rc-font-icon font-icons-social-youtube " aria-hidden="true" style="font-size:1.25rem" data-reactroot=""></i></a>
<a href="https://www.linkedin.com/company/guaranteedrateaffinity"><i data-testid="font-icon" class="rc-font-icon font-icons-social-linkedin " aria-hidden="true" style="font-size:1.25rem" data-reactroot=""></i></a>
<a href="https://www.facebook.com/GuaranteedRateAffinity"><i data-testid="font-icon" class="rc-font-icon font-icons-social-facebook " aria-hidden="true" style="font-size:1.25rem" data-reactroot=""></i></a>
<a href="https://www.zillow.com/lender-profile/GuaranteedRateAffinity/"><i data-testid="font-icon" class="rc-font-icon font-icons-social-zillow " aria-hidden="true" style="font-size:1.25rem" data-reactroot=""></i></a>
</div>
          </div>
          <div class="links-container">
            <div class="column">
              <a href="https://www.grarate.com/termsofuse" data-ya-track="link#">Terms of Use</a>
              <a href="https://www.grarate.com/privacy" data-ya-track="link#">Privacy Policies</a>
              <a href="https://www.grarate.com/accessibility" data-ya-track="link#">Accessibility</a>
              <a href="https://www.grarate.com/sms-terms" data-ya-track="link#">SMS Terms</a>
              <a href="https://www.grarate.com/licensing" data-ya-track="link#">Licensing Info</a>
            </div>
            <div class="column">
              <a href="https://www.grarate.com/about-us/" data-ya-track="link#">About Us</a>
              <a href="https://careers.grarate.com/" data-ya-track="link#">Careers</a>
              <a href="https://www.grarate.com/contact-us" data-ya-track="link#">Contact Us</a>
              <a href="https://www.grarate.com/articles" data-ya-track="link#">Knowledge Center</a>
              <a href="https://www.grarate.com/legal" data-ya-track="link#">Legal</a>
            </div>
            <div class="column">
              <a href="https://www.grarate.com/disclaimer" data-ya-track="link#">Disclaimer</a>
              <a href="https://www.anywhereinsurance.re/" data-ya-track="link#">Anywhere Insurance Agency</a>
              <a href="https://www.anywhereis.re/" data-ya-track="link#">Anywhere Integrated Services</a>
              <a href="https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1598647" data-ya-track="link#">NMLS Consumer Access</a>
              <a href="https://www.grarate.com/texas-consumers-how-to-file-complaint" data-ya-track="link#">Texas Consumers: How to File a Complaint</a>
              <a href="https://www.grarate.com/notice-to-vendor" data-ya-track="link#">Notice to Vendors</a>
              <a class="privacy-link" target="_blank" href="https://privacyportal-cdn.onetrust.com/dsarwebform/168096e5-faa8-4fdd-a479-992231adbdc1/70bd9394-cadd-46fa-8eaf-11c1f5523029.html" rel="noopener noreferrer" data-ya-track="link#">Do Not Sell My Personal Information</a>
            </div>
          </div>
          <div class="copyright-container">
            <img
              src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/blt2c78064cb4e93643/647a74c86be35f2593bd207d/equalHousingLender.svg"
              alt="Equal Housing Lender"
              width="136"
              height="29"
            />
            <p>Copyright © 2017-2025 Guaranteed Rate Affinity, LLC. All rights reserved Guaranteed Rate Affinity</p>
            <p>NMLS: 1598647 - For licensing information, go to: <a href="https://www.nmlsconsumeraccess.org">www.nmlsconsumeraccess.org</a><br />Arizona Mortgage Banker License #0941440</p>
            <p>1800 W. Larchmont Ave., Chicago, IL 60613 - <a href="tel:+18888449888">(888) 844-9888</a><br />Operating in the state of New York as GR Affinity, LLC in lieu of the legal name Guaranteed Rate Affinity, LLC.</p>
            <p>Guaranteed Rate Affinity, LLC. is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason prohibited by law.</p>
          </div>
        </footer>

9 Loan Officers Paramus, NJ