Helping homebuyers in Minnesota buy homes with confidence, without the stress.


Hi, I'm Denny Bennett, a mortgage loan officer based in Minneapolis, Minnesota helping clients navigate the home financing process with clarity and confidence.


With 23 years experience, I specialize in working with first-time buyers, move-up buyers, investors, veterans, luxury homebuyers, and more across Minnesota, specifically in the Twin Cities including Minneapolis, Saint Paul, Edina, St. Louis Park, Eden Prairie, Woodbury, Minnetonka, Chanhassen, Lakeville, and more. I welcome every type of homebuyer, including LGBTQ customers. I offer tailored loan solutions and a smooth, transparent experience from start to finish.


Whether you're:  
- Buying your first home,  
- Exploring refinancing options, or  
- Looking into programs like Jumbo, conventional, FHA, VA, DSER, non-QM,


I'll walk you through your options and help you choose the right strategy—not just the easiest one. I excel at situations involving first-time homebuyers, wealth management, and contingent deals.


What sets me apart:  
- Clear, honest communication—no surprises  
- Fast, reliable pre-approvals to help you win offers  
- A hands-on, local approach backed by top-tier technology  
- A focus on education so you feel confident every step of the way  
- Deep knowledge about products and strategies so I can be creative, wise and intentional about structuring deals that benefit you  
- The back-end support to close quickly and make the process as easy as possible for my clients


Do you need 20% down to buy a home?  
No—Many buyers qualify with as little as 3–5% down, depending on the loan program.


What credit score do you need?  
It varies, but there are options available even if your credit isn't perfect.


How much home can you afford?  
That depends on your income, debt, and goals. I'll help you break it down clearly.


I've helped more than 2,300 clients secure financing for homes, and I'm proud to be a trusted resource for both buyers and local real estate agents. I am also a Certified Mortgage Planning Specialist (CMPS) and Reverse Mortgage Specialist.


My clients praise me for my availability, communication/education, and great rates. I give detailed explanations so there are no surprises, I'm very patient (no question is a dumb question!), and an excellent problem-solver. Check out my client reviews to see what it's like to work together.


When I'm not helping clients, you'll find me spending time with my family, exercising, watching soccer, volunteering in the community, and helping others.


I believe this business is about relationships—and being someone people can rely on long after closing.  
If you're thinking about buying, refinancing, or just want to explore your options, let's connect.

SVP of Mortgage Lending

Denny Bennett is your Minneapolis local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Denny is committed to helping homeowners with home purchase loans and refinances. Contact Denny at (952) 844-6800 for more information!

Denny Bennett at Guaranteed Rate Affinity (NMLS #543275)

Minneapolis

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1 Loan Officer Minneapolis, MN