Whether Purchasing a new porperty or refinancing a current loan, Erik knows that everyone has different financial goals, so he takes the time to fully understand each client's situation in order to recommend the most appropriate mortgage solutions. Guaranteed Rate Affinity offers a full range of loan products and programs to fit specific financing needs, and he makes sure to have a thorough understanding of each. Erik's first objective is to help clients make the best choice, but that is just one aspect of his elite service. He works with homebuyers throughout the mortgage process as a consultant and guide, directing the activities of a dedicated team that includes loan assistants, processors, underwriters and closing specialists. Erik also coordinates with real estate agents and other industry professionals to ensure that the transaction closes as quickly and smoothly as possible.

Area Sales Manager

Erik Kolz is your Bloomington local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Erik is committed to helping homeowners with home purchase loans and refinances. Contact Erik at (952) 844-6557 for more information!

Erik Kolz at Guaranteed Rate Affinity (NMLS #30450)

Dean Schiffler, VP of Mortgage Lending at Guaranteed Rate Affinity, brings a wealth of experience and expertise to the home financing process. With over 35 years in the mortgage industry, Dean has a proven track record of helping clients achieve their homeownership goals through personalized lending solutions and exceptional customer service.  
At Guaranteed Rate Affinity, Dean leads a team of dedicated professionals, ensuring that each client receives tailored mortgage options that fit their unique needs. His deep understanding of the mortgage landscape, combined with his commitment to integrity and transparency, has earned him a reputation as a trusted advisor in the field - which has been proven time and again by receiving the Customer Care Service Award accolade.  
As a dedicated refinance mortgage specialist, Dean focuses on understanding your unique financial situation to find the best mortgage solution for you. His goal is to help you secure a loan that not only meets your needs, but also enhances your overall financial well-being.  
Dean holds a degree in Business Finance and continually seeks to stay updated with the latest industry trends and regulations. His excellence in the field has been consistently recognized with numerous accolades, including Chairman's Circle Member, Scotsman's Guide Top Originator, and President's Club Member, which he's received year after year.  
Outside of work, Dean is actively involved in his community and enjoys spending time with his family, traveling and pursuing various outdoor activities. He is also a dedicated supporter of the American Cancer Society, Ducks Unlimited and Pheasants Forever.

SVP of Mortgage Lending

Dean Schiffler is your Bloomington local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Dean is committed to helping homeowners with home purchase loans and refinances. Contact Dean at (952) 844-6888 for more information!

Dean Schiffler at Guaranteed Rate Affinity (NMLS #155671)

Clients looking for a smart mortgage consultant and a company that really cares go to Robert Buirge and Guaranteed Rate Affinity for all their home financing needs. They can count on him to listen and understand their vision, and stay committed to doing what’s in their best interest. Robert knows that every client has different financial goals, so he takes the time to understand their vision in order to recommend smart mortgage solutions. As a consultant, he is backed by a dedicated team of loan assistants, processors, underwriters and closing specialists. He and his team consistently deliver smart choices because they’re highly trained and well versed in all aspects of the industry. To find a smart home-financing solution, give Robert a call today!

VP of Mortgage Lending

Robert Buirge is your Bloomington local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Robert is committed to helping homeowners with home purchase loans and refinances. Contact Robert at (651) 730-2513 for more information!

Robert Buirge at Guaranteed Rate Affinity (NMLS #553158)

I'm a seasoned mortgage professional known for making the home loan process clear, strategic, and refreshingly straightforward. With a strong background in lending and leadership, I help buyers, homeowners, and referral partners cut through the noise, understand their options, and make smart financial moves with confidence.


My approach is simple: educate first, communicate clearly, and execute relentlessly. I believe mortgages shouldn't feel overwhelming or mysterious, and I pride myself on being the person clients can actually get on the phone when it matters most. Whether it's a first-time buyer, a complex scenario, or a refinance that needs creativity, I always do my best to bring calm, clarity, and a plan.  
Trusted by clients and partners alike, I'm known for my transparency, responsiveness, and ability to simplify even the most complicated loan scenarios. When I'm not helping clients win in real estate, I'm focused on building strong relationships and staying ahead of market trends, so my clients are always one step ahead.


If you want a mortgage professional who tells it like it is, keeps things moving, and has your back from application to closing—I'm your guy!

Zach Kwakenat is your Bloomington local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Zach is committed to helping homeowners with home purchase loans and refinances. Contact Zach at (952) 844-6803 for more information!

Zach Kwakenat at Guaranteed Rate Affinity (NMLS #400966)

As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Denny Bennett is your Bloomington local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Denny is committed to helping homeowners with home purchase loans and refinances. Contact Denny at (952) 844-6800 for more information!

Denny Bennett at Guaranteed Rate Affinity (NMLS #543275)

Bloomington

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5 Loan Officers Bloomington, MN