About Mike Fagan
Helping homebuyers across Central and Coastal Maryland buy homes with confidence, without the stress. Hi, I'm Mike Fagan, a mortgage loan officer serving Central Maryland, the Eastern Shore, and Maryland's coastal regions, helping clients navigate the home financing process with clarity and confidence. I work with a wide range of clients, from first-time buyers to seasoned homeowners, offering all loan types and a streamlined, stress-free experience from application to closing. Whether you're: - Buying your first home - Exploring refinancing options - Looking into programs like FHA, VA, Conventional, or Jumbo loans I'll walk you through your options and help you choose the right strategy, not just the easiest one. What sets me apart: - 30+ years of experience guiding clients through every market cycle - A consistent, education-first approach for every client - A clean, clear loan process from start to finish - Nationally recognized performance as a Chairman's Circle and Scotsman Guide-ranked producer Do you need 20% down to buy a home? No—many buyers qualify with as little as 3–5% down depending on the loan program. What credit score do you need? It varies, but there are options available even if your credit isn't perfect. How much home can you afford? That depends on your income, debt, and goals. I'll help you break it down clearly. I've helped thousands of clients throughout Maryland secure financing for their homes and continue to be a trusted resource for both buyers and real estate professionals. Check out my client reviews below to see what it's like to work together. When I'm not helping clients, you'll find me enjoying time on the golf course, out on the water boating, or traveling. I believe this business is about relationships and being someone people can rely on long after closing. If you're thinking about buying, refinancing, or just want to explore your options, let's connect.
