About Lisa Howe
Helping first-time buyers, construction, veterans, investors, self-employed, condo, and luxury home borrowers in Space Coast, FL and Twin Cities, MN buy homes with confidence, without the stress. Hi, I'm Lisa Howe, a mortgage loan officer based in Lake Mary, FL helping clients navigate the home financing process with clarity and confidence for 33 years. I specialize in working with first-time homebuyers, construction, veterans, investors, self-employed, condo, and luxury home borrowers offering tailored loan solutions and a smooth, transparent experience from start to finish. Whether you're: - Buying your first home - Exploring refinancing options - Looking into programs like Jumbo, Non-QM, Reverse, Builder, and all traditional mortgages I'll walk you through your options and help you choose the right strategy—not just the easiest one. What sets me apart: - Exceling at fast closings, unique income, and complex deals - Available when customer needs special one-on-one service via text, email, phone, or in person - Communication and creative mortgage thinking Do you need 20% down to buy a home? No—many buyers qualify with as little as 3–5% down depending on the loan program. What credit score do you need? It varies, but there are options available even if your credit isn't perfect. How much home can you afford? That depends on your income, debt, and goals—I'll help you break it down clearly. I've helped clients throughout Space Coast, FL and Twin Cities, MN secure financing for homes ranging from all price ranges and property types, and I'm proud to be a trusted resource for both buyers and local real estate agents. I was a President's Club member for 15 years. Check out my client reviews to see what it's like to work together. When I'm not helping clients, you'll find me travelling the world, hiking, and playing pickleball or golf! I believe this business is about relationships—and being someone people can rely on long after closing. If you're thinking about buying, refinancing, or just want to explore your options, let's connect.
