Helping investors and self-employed borrowers in Southeast Florida buy homes with confidence, without the stress.


Hi, I'm David Caporini, a mortgage loan officer based in Aventura, FL helping clients navigate the home financing process with clarity and confidence.  
I specialize in working with investors and self-employed borrowers across Southeast Florida, offering tailored loan solutions and a smooth, transparent experience from start to finish.


Whether you're:  
- Buying your first home  
- Exploring refinancing options  
- Purchasing an investment property  
- Looking into programs like Non-QM  
I'll walk you through your options and help you choose the right strategy—not just the easiest one.


What sets me apart:  
- White glove service  
- Keeping process simple  
- Step-by-step guidance


Do you need 20% down to buy a home?  
No—many buyers qualify with as little as 3–5% down depending on the loan program.


What credit score do you need?  
It varies, but there are options available even if your credit isn't perfect.


How much home can you afford?  
That depends on your income, debt, and goals—I'll help you break it down clearly.


I've helped clients throughout Southeast Florida secure financing for homes ranging from all price ranges and property types, and I'm proud to be a trusted resource for both buyers and local real estate agents.


Check out my client reviews to see what it's like to work together.


When I'm not helping clients, you'll find me doing plenty of volunteer and philanthropic support.


I believe this business is about relationships—and being someone people can rely on long after closing.


If you're thinking about buying, refinancing, or just want to explore your options, let's connect.

VP of Mortgage Lending

David Caporini is your Aventura local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, David is committed to helping homeowners with home purchase loans and refinances. Contact David at (305) 910-0276 for more information!

David Caporini at Guaranteed Rate Affinity (NMLS #350169)

Aventura

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1 Loan Officer Aventura, FL