Rod Michotte

VP of Mortgage Lending, Originating Manager

NMLS: 378601

(303) 335-1970
(303) 903-9441
(408) 560-3255

18801 E Mainstreet Ste 250
Parker, CO 80134

About Rod

Clients looking for a smart mortgage consultant and a company that really cares go to Rod Michotte and Guaranteed Rate Affinity for all their home financing needs. They can count on him to listen and understand their vision, and stay committed to doing what’s in their best interest. Rod knows that every client has different financial goals, so he takes the time to understand their vision in order to recommend smart mortgage solutions. As a consultant, he is backed by a dedicated team of loan assistants, processors, underwriters and closing specialists. He and his team consistently deliver smart choices because they’re highly trained and well versed in all aspects of the industry. To find a smart home-financing solution, give Rod a call today!

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What people are saying... What people are saying... Read more

Rod was given quite a task with my mortgage needs. Rod made the whole process painless. He guided me through the process with instruction and patience. I am a happy first time home owner. I highly recommend Rob.

- Dawn MacGregor, Sales Coca-Cola

I would happily recommend Rod Michotte and his team to anyone. He made the process easy, tailored the program to fit my needs and loan goals, and clearly communicated the process to a novice like myself. He was always available and happy to help in any way possible.

- Andy Paulsen, Happy Homeowner

Rod was instrumental in our acquiring a VA Refinance and made the process smooth and painless from start to finish. I Highly recommend Rob. Thanks Rob for your assistance. Bob

- Bob Steiner, Client

Rod helped my wife and I through a particularly tricky closing. We were buying a bank owned property and we had little to no participation from the seller's agent. Rod pulled the deal over the finish line. For his efforts he ought to get the seller's agent's fee as well.

- Keon Bates, Construction Consultant

Our agent was great! Spent time answering all our questions and keep us in the loop every step of the way.

- Michelle M. Castle Rock, CO

I was concerned about purchasing a property in one state while living in another, but everyone at Guaranteed Rate Affinity did whatever they could to alleviate my concerns. They made it simple and easy.

- Ralph S. Aurora, CO

Rod and team were great to work with. The process was easy and care from start to finish. We had to disclose basic financial information which is standard for any loan otherwise Rod and team took the lead. We could not have asked for a better experience mitigating the craziness that home buying is!

- Daniel H. Parker, CO

Rod and Hector were great to work with. They always answered their phone and made this a simple process. We always knew what was going on and couldn't have asked for a better experience.

- John L. Parker, CO

Rod, Hector and team were excellent to work with. Any questions I had were answered immediately and thouroughly and I received status updates throughout the entire process.

- Kali P Littleton, CO

The Guaranteed Rate Affinity team, especially Rod, was an absolute pleasure to work with! Such a sincere, honest and great experience! Thank you!

- Ryan S Commerce City, CO

Rod and team were excellent. Easily the smoothest and most enjoyable experience, in what is ordinarily a painful process. Would highly recommend.

- Timothy D. Castle Rock, CO

Rod and his team were very helpful and assisted us in every way possible. They are very down to earth people and were always quick to answer any questions we had.

- Jay A. Castle Rock, CO

Rod Michotte and his team were absolute professionals, tackled every obstacle that came up calmly and clearly, and made the process an absolute pleasure. I'd be happy to work with them again any time.

- Natasha F. Centennial, CO

Simple process and I appreciated the emails along the way informing me of which phase the loan process was in. Great team and friendly service!

- Michelle W Castle Pines, CO

Can't thank Rod enough. Truly satisfied with his service from start to finish.

- Susan L Castle Rock, CO

Rod is awesome, and the follow up work by Hector and the rest of the team was outstanding.

- Chester B Highlands Ranch, CO

Rod Michotte and Guaranteed Rate Affinity made my home purchase and loan as simple and enjoyable as possible. Rod made himself available during off hours on several occasions to ensure my pre-approval and loan package was strong and complete. One offer we put in was very last minute and Rod's quick turnaround made it possible. He worked closely with my agent to ensure all timelines were met. I was very pleased with the competitive interest rate I obtained from Guaranteed Rate Affinity. Rod did a great job optimizing the use of my relocation benefits to provide the best possible loan, and he was fun to work with. I enjoyed working with Guaranteed Rate Affinity and would do it again. Thank you!

- Trevor B Denver, CO

I live in the Denver, CO market and if you want to buy a home here, you'd better act fast. My realtor and I found a home on Saturday morning, I called Rod and he had me pre-approved and an offer was submitted that evening. Now that's fast! The offer was accepted and Rod was exceptional walking me through the closing process. His assistant Hector took me under his wing as well and so extremely helpful. Even while on vacation, Hector took the time to get me to close. I have already recommended Guaranteed Rate Affinity to several friends, family, and colleagues...and will continue to do so. This home purchase will be a 6 month flip project for me and I will be using Guaranteed Rate Affinity team on the next one(s). Thank you for a ll your hard work!!

They were very professional, responsive, personable and took the time to answer all of my questions. The process very easy.

- Kerry L.

Excellent service and quick to reply.

- Michael M.

Amazing service, patience and attention to detail.

- John C.

The staff was incredibly helpful and always available to answer any questions.

- Bernely T. Aurora, CO

Rod and his team were outstanding! They were very detailed and checked in with me frequently to let me know what documents were needed and what stage in the process we were in. They were all very personable while not being invasive. I enjoyed working with them!

- Amanda W. Arvada, CO

I got a great mortgage with excellent service, and it was very easy, with online submittal for my financial records, and online signing of forms.

- Richard S. Denver, CO

Rod, Hector, and everybody else I met were extremely helpful, kept me in the loop throughout, and got me a good deal.

- Tyler S. Lakewood, CO

Rod is awesome!

- Jeffrey E. PARKER, CO

Everyone was very communicative and easy to get in touch with

- Ashley T. HIGHLANDS RANCH, CO

Rod Michutte walked me through the complete process and was always avaiable when I had questions.

- Steve B. CASTLE ROCK, CO

This is my third purchase with Rod and his team. They take care of you and make the process extremely easy.

- Brigitte M. COLORADO SPRINGS, PA

Rod and Hector provided exemplary customer service.

- Lynn G. Highlands Ranch, CO

The team was informative, attentive, and friendly.

- Melissa B. Parker, CO

The agents I worked with to get the Mortgage approved were always available to solve any problem that occurred.

- John Y. Highlands Ranch, CO

Best Professional Relationship ever!

- Dora P. Denver, CO

Very communicative, good follow up, good rates

- Kristin P. CENTENNIAL, CO

Rod and Hector are truthful, responsive and very professional.

- Kurt M. GREENWOOD VILLAGE, CO

It is all because of Rod Michotte - he is awesome. I have worked with Rod several times, and he has exceeded expectations every time.

- Zachary B. CASTLE ROCK, CO

Rod and his team provided us with all of the support, options, explanations, and assurances that we needed throughout the entire process.

- Kelly C. CASTLE ROCK, CO

The responsiveness of Guaranteed Rate Affinity is ultimately what helped us close on our first home. We could not have asked for a better experience working with Rod and his team.

- Katie K. AURORA, CO

We had great service at every phase and from every person we worked with.

- Kevin M. Parker, CO

I understand that with this big rush to refinance with low interest rates everyone in the process is very busy; overloaded. Communication can be a bit challenging and yet Guaranteed Rate Affinity did a fantastic job.

- David A. Golden, CO

Rod Michotte was great to work with

- Lori T. Golden, CO

Rod was great to work with and got us a great rate and closed on time with no issues.

- Jeffrey E. Colorado Springs, CO

They rock, especially Rod!

- Amy E. Littleton, CO

Rod and his team are amazing

- Christopher M. LAKEWOOD, CO

Two financings in 12 months without a hiccup.

- Michael H. DILLON, CO

Rod was great and his team was very responsive.

- Marijn S. CASTLE ROCK, CO

The team was friendly, knowledgeable and very attentive.

- Bernely T. AURORA, CO

Every person I interacted was prompt, communicative, and friendly.

- Jeffrey G. PARKER, CO

This was one of the most painless experiences I have had buying/refinancing a home.

- Kathleen C. BENNETT, CO

Very quick and responsive service, creating an all around pleasant refinancing experience.

- Gregory S. LAKEWOOD, CO

We really enjoyed working with Rod--he was great. He took the time to educate us on something we had NO experience with.

- Brett P. COMMERCE CITY, CO

My contact, Rod and Hector are amazing! Always willing to answer questions and assist through the entirety of the process

- Sierra P. MORRISON, CO

Our agent (Rod) and his team (Hector, Jeffery—just to name a few), helped us keep our costs low in an unconventional circumstance. They were always good at explaining things and never made us feel bad if we needed something explained.

- Michael E. ENGLEWOOD, CO

Knowledge Center

Our Knowledge Center will keep you informed

First-time homebuyer? Ready to refinance for a lower rate? Read important home refinance articles and more!

Learn more

7 things you need to know before buying a second home
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When is 15 greater than 30? The big advantages of a short-term mortgage
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5 ways to make your home eco-friendly and cost-efficient
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Rod Michotte

About Rod

What people are saying... What people are saying... Read more

Our Knowledge Center will keep you informed

7 things you need to know before buying a second home

When is 15 greater than 30? The big advantages of a short-term mortgage

5 ways to make your home eco-friendly and cost-efficient

Simple, secure, straightforward with loan offers in as few as 5 minutes

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