David Baca

Senior Vice President Mortgage Lending

NMLS: 169642

(443) 404-2041
(410) 302-3620
(801) 386-9459

170 Jennifer Rd Ste 102
Annapolis, MD 21401

About David

Clients looking for a smart mortgage consultant and a company that really cares go to David Baca and Guaranteed Rate Affinity for all their home financing needs. They can count on him to listen and understand their vision, and stay committed to doing what’s in their best interest. David knows that every client has different financial goals, so he takes the time to understand their vision in order to recommend smart mortgage solutions. As a consultant, he is backed by a dedicated team of loan assistants, processors, underwriters and closing specialists. He and his team consistently deliver smart choices because they’re highly trained and well versed in all aspects of the industry. To find a smart home-financing solution, give David a call today!

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What people are saying... What people are saying... Read more

The personal service I received from Mr. David Baca was extraordinary. He made it both a professional and personal goal to see that all ”t”s were crossed and “i”s dotted. He stayed in close touch through the entire process, reminding me of the required forms and waning me of all the requirements—no simple task when dealing with a VA loan. Much appreciated.

- John M. Chestertown, MD

They explained things very well, and kept me informed the entire time. The rate was great too.

- Thomas M. SEVERN, MD

Excellent communication and teamwork. Overall a great service.

- Daniel S. BALTIMORE, MD

Everything was explained, paperwork was received in a timely manner and it made the whole process easy for me.

- Brittainy B. Pasadena, MD

Very efficient communications, well-designed website for exchanging documents. Especially liked the e-document signing to save time at the physical closing.

- Michael R. Arlington, VA

I wish communication was a little better. BUT I made them work really hard and very satisfied. They did an outstanding job.

- Yvette K. Cambridge, MD

Ease of use. Nice people

- Charles R. Edgewater, MD

Fast, friendly service by people who seem to care.

- John M. CHESTERTOWN, MD

Everything worked out as smoothly as you could expect with a pandemic going on

- Jeffrey W. ELLICOTT CITY, MD

It was the second time that I've used Guaranteed Rate. It was so easy and fast.

- William C. ARNOLD, MD

Because we had a very pleasant experience and a great rate. Special thanks to Mr. David Baca.

- Bao L. Eldersburg, MD

David and his team were awesome and provided me and my wife with exceptional service.

- Merrick G. Annapolis, MD

Flawless, professional service.

- Lori C. Linthicum, MD

Friendly and prompt service.

- Theodore G. LAUREL, MD

It was a new experience for us and we thought it was frustrating but talking to others its just how the whole loan process works. Questions were always answered whether we liked the response or not.

- Fredy A. HARMANS, MD

David was very patient with our many phone calls and questions throughout the whole process.

- Michael P. EAST NEW MARKET, MD

Great customer service, very patient answering our questions, and they clearly care about their clients!

- Cassandra W. PYLESVILLE, MD

They provided very efficient service, very responsive, they kept me informed which made the process very seamless and easy.

- Sandra B. CATONSVILLE, MD

Knowledge Center

Our Knowledge Center will keep you informed

First-time homebuyer? Ready to refinance for a lower rate? Read important home refinance articles and more!

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January pending home sales slide back from December but still hit a record high
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David Baca

About David

What people are saying... What people are saying... Read more

Our Knowledge Center will keep you informed

January pending home sales slide back from December but still hit a record high

What are closing costs on a house?

Transfersafe: Digital document upload

Simple, secure, straightforward with loan offers in as few as 5 minutes

Monthly Mortgage Calculator