Bob Kemp

VP of Mortgage Lending

[email protected]

o: (443) 404-2039

c: (410) 564-6114
f: (727) 509-8593

7939 Honeygo Blvd. Suite 108
Baltimore, MD 21236

Contact Bob

NMLS: 177417

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What people are saying... What people are saying... Read more

I have not applied for a mortgage in over 20 years. The large amount of paperwork that the agents process is remarkable. I appreciate their attention to detail and their thoroughness. Also, DocuSign is wonderful. Thank you.

- Shirley M. Bel Air, MD

Bob Kemp was fantastic - I really appreciated his straight forward approach.

- Mellisa L. Pylesville, MD

Bob Kemp is fantastic!! He provided explanations on the closing costs and purchase/loan steps multiple times throughout the process leading to settlement. It was very reassuring also because I did not have a buyer. I arrived at settlement with very little questions. I was also very fortunate he was present next to me at settlement and answered my questions. I could have not wished for a better service and person. I am very blessed and will recommend your company and Bob highly.

- Cristina C. Baltimore, MD

As a first time buyer I had a lot of questions and concerns. Bob kemp made it easy and eased my mind during this stressful process. I would definitely recommend them!

- Stacie B. Baltimore, MD

As a first time home buyer, it's very difficult trusting someone with your money. Guaranteed Rate Affinity took the insecurities away and made my home buying process effortless. Bob Kemp, my lender, practically picked me in his Uber car, asked where my destination was located, and lead me to my new home after I had a few drinks. With all jokes aside, they did all the work for me while I attended to my job, family, and personal obligations.

- Efren E. Baltimore, MD

Bob Kemp and his team worked diligently on my loan from start to finish, even going the extra mile at the end to clear hurdles to ensure settlement was on schedule. I have always heard how painful obtaining a mortgage was, but I never experienced any of that. It was a smooth process.

- Robert J. Aberdeen, MD

From start to finish Bob was great! He answered all of my questions and kept me in the loop the entire time!

- Mathew O Seven Valleys, PA

Bob was very proactive in reaching out and taking the time to explain parts of the process that I was unfamiliar with. He and his team were also easily accessible throughout the process which made things go smoothly.

- Nathaniel H Severna Park, MD

Bob Kemp was very personable. Even his substitute at closing was very nice and helpful. Each estimate of my closing payment went down. Thank you.

- Theodore M Bel Air, MD

Bob Kemp was an absolute advocate for us during the process and made it as simple, expeditious and straight forward as possible. We couldn't have asked for better support and service.

- Daniel D Ellicott City, MD

Specifically based upon my lender’s performance and service.

- Teri B.

I had a very positive experience throughout the entire home buying process

- Marianna B.

Bob Kemp was extremely helpful in navigating the application process and provided an excellent experience with regular communication that helped make it a smooth process.

- Ramin C. Elkton, MD

Bob Kemp was great in answering all our questions and getting us through the refinance process.

- Christopher D. Parkton, MD

Bob was great had answers for all my question. Easy to work with and an East operation online system

- Brandon H. Elkton, MD

Bob was awesome to work with

- Christopher O. Edgewood, CO

Their professionalism, courtesy, understanding and prompt manner

- Maheshkumar C. Baltimore, GA

The GRA team was responsive, gave straight forward answers, and willing to help us through the loan process

- Thomas S. Havre De Grace, MD

Because Bob Kemp and his crew did a great job helping me to find the best loan for me and close it. He had great availability that allowed me to correspond with him on my time.

- Damon L. Baltimore, MD

Bob Kemp was great as well as rest of the contacts

- David C. Hampstead, MD

Great friendly service. Knowledgeable staff. Great use of technology

- Douglas M. Essex, MD

Bob Kemp and his team were great and kept us posted thru the whole refinance process!

- Christopher F. Timonium, MD

The were able to beat any other offer, they were easy to work with and they were very responsive.

- Derek R. Severn, MD

Bob Kemp and his expertise

- Masoud S. OWINGS MILLS, MD

Bob is great at what he does

- Michelle V. ELDERSBURG, MD

They were great I had no complaints.

- Aaron M. PASADENA, MD

Everything was handled perfectly. You were up front and completely honest with me.

- Donald R. BALTIMORE, MD

Everyone was extremely helpful and informative. They made our experience in buying our first home exceptional!

- Debbie S. PERRY HALL, MD

About Bob

Bob has been in the mortgage industry since 1994, but he’s spent his entire career focused on sales and customer service. He knows that treating you with respect is key to your relationship and you will see it in everything he does, from always being available, to acting as an educator and guide, to providing superior follow up and paying attention to every detail. Bob particularly enjoys sharing his knowledge and experience with first-time and move-up buyers—but he is here to help you no matter what kind of buyer you are when you are ready to realize your dream of homeownership. When he isn’t helping you, Bob is active in his church, serving as a deacon and the chairman of a program that helps feed the homeless. He enjoys spending time with his family and dog, hosting cookouts and pool parties, and is an accomplished marathon runner, having completed 50 marathons, including the Boston Marathon 10 times.