Ruth Mitchell

VP of Mortgage Lending
730 Alhambra Blvd
Suite 150
Sacramento, CA 95816
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NMLS: 295937
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We recently had the pleasure of working with Ruth Mitchell to purchase a new home. Ruth was responsive, diligent and professional throughout the process. We truly felt like she was on our side and held our hand throughout the loan process. She was creative and helped work with us throughout the approval process to make sure that we understood everything going on so that we had a clean loan application. She was far and away more competent and efficient than the banks I had worked with in the...

Ruth Mitchell, is awesome she went above to help us with are loan process. Thank you Ruth Mitchell

Dirk T. - Galt, CA

I had tried to go through the re-fi process before without any success. I can/am very impatient sometimes and dread anything that takes longer than I expect. That being said, Ruth was the perfect person to work with me! She really kept her cool, was understanding and patience from start to finish! She got me through it!

Terri M. - Elk Grove, CA

About Ruth

Ruth Mitchell knows the mortgage business from every angle, and works tirelessly to ensure that her clients are able to make informed decisions with confidence. She emphasizes clear and regular communication with homebuyers so they’re never surprised or unclear about expectations. This typically involves a thorough, up-front assessment that sets realistic objectives and timelines based on each unique situation. Over the course of her 20+ years as a loan officer, she’s helped clients navigate every kind of borrowing scenario through wildly different market conditions. Utilizing a hands-on style and superior attention to detail, she is proactive in solving problems before they arise. Ruth primarily works with borrowers in Sacramento and the East Bay area, and is equally adept at guiding both purchase and refinance transactions to on-time closings. A native New Englander, Ruth moved to Sacramento in 1990 and has lived there ever since. When not working hard for her clients, she enjoys gardening, rafting, dancing, reading, and hiking.