Ruth Mitchell

VP of Mortgage Lending
730 Alhambra Blvd
Suite 150
Sacramento, CA 95816
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NMLS: 295937
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We recently had the pleasure of working with Ruth Mitchell to purchase a new home. Ruth was responsive, diligent and professional throughout the process. We truly felt like she was on our side and held our hand throughout the loan process. She was creative and helped work with us throughout the approval process to make sure that we understood everything going on so that we had a clean loan application. She was far and away more competent and efficient than the banks I had worked with in the...

Ruth Mitchell, is awesome she went above to help us with are loan process. Thank you Ruth Mitchell

Dirk T. - Galt, CA

I had tried to go through the re-fi process before without any success. I can/am very impatient sometimes and dread anything that takes longer than I expect. That being said, Ruth was the perfect person to work with me! She really kept her cool, was understanding and patience from start to finish! She got me through it!

Terri M. - Elk Grove, CA

Ruth Mitchell is a woman of brilliance and integrity. I felt supported and confident with any decisions I had to make throughout this process because of her. She always had my best interests at heart. If there are any awards you guys give at your office, she deserves them all. MVP!

Cindy N. - Sacramento, CA

Ruth and Wendy were absolutely amazing to work with. I appreciated all of their help and guidance through the entire process.

Mary R. - Citrus Heights, CA

Ruth Mitchell was amazing. She was professional, responsive when we had questions, and made the process very easy.

Benjamin N. - Sacramento, CA

Great Company, Great People. What more can I say !!!

David S. - Sacramento, CA

Ruth was great. She made the process so easy and stress free. I really appreciate how helpful and patient Ruth was through the whole process.

Thomas J. - Sacramento, CA

Ruth was a dream to work with! Communication was great and I knew what was happening each step of the way. I also appreciated the ability to directly upload documents.

Cynthia S. - Sacramento, CA

Ruth was great! She was wonderful at communicating with us on a regular basis as to the status of our loan. She was quick to respond to my emails and to return my phone calls, which I greatly appreciated. We would definitely recommend Ruth to others looking for a home loan.

Marissa H. - Sacramento, CA

My point of contact was Ruth Mitchell and she was very professional and respectfull. I liked her attitude and her professionalism in the entire process. So thank you goes to her: Thank you so very much for all of your help in securing our loan for our new home. You were organized and thorough and professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you and you most definitely came through for us. Thank you for your patience as well as...

Parviz H. - Sacramento, CA

Ruth and the people that I worked with were awesome. I would definitely work with Ruth and her team again I felt that they always let me know what was going on and I never felt out of the loop.

Tina M - Elk Grove, CA

How do I explain how easy this process was with the expertise and patience Ruth Mitchell provided. Nothing about buying a house is easy, but you made it happen so fast and without the catastrophes you hear others have. Any questions big or small, were always answered with her calm, steady reassuring voice. You have a loyal customer for life!

Marsha T - North Highlands, CA

Ruth, is awesome. She was calm, attentive, compassionate and made this process easier.

Erek E - Wilton, CA

About Ruth

Ruth Mitchell knows the mortgage business from every angle, and works tirelessly to ensure that her clients are able to make informed decisions with confidence. She emphasizes clear and regular communication with homebuyers so they’re never surprised or unclear about expectations. This typically involves a thorough, up-front assessment that sets realistic objectives and timelines based on each unique situation. Over the course of her 20+ years as a loan officer, she’s helped clients navigate every kind of borrowing scenario through wildly different market conditions. Utilizing a hands-on style and superior attention to detail, she is proactive in solving problems before they arise. Ruth primarily works with borrowers in Sacramento and the East Bay area, and is equally adept at guiding both purchase and refinance transactions to on-time closings. A native New Englander, Ruth moved to Sacramento in 1990 and has lived there ever since. When not working hard for her clients, she enjoys gardening, rafting, dancing, reading, and hiking.

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