Rick Lombardo

VP of Mortgage Lending
1608 Montana Ave
Santa Monica, CA 90403
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NMLS: 662155
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Rick was fantastic throughout the entire process. I had considered other mortgage professionals, but chose to work with Rick because I felt he had the level of experience which would allow him to navigate any potential road blocks and the drive to ensure we pushed through. And in the end, that's exactly what he did. Our process was not an easy one. We had just moved back from the UK so Rick and the lender had to deal with different currencies, payroll and tax records, multiple HR departments...

Rick always fights for the best deal for his clients. He will be on your side and be your advocate from start to finish of the mortgage loan process. Because of his intimate knowledge of the home buying and mortgage loan process, he is a huge asset to his clients in order to help the process move forward as quickly as possible and to ensure that his clients are being treated fairly. He is very responsive and makes sure that you are up-to-date on the current status of your deal at all times. He...

Rick was dedicated, responsive, and creative in helping us through our refi. He would respond at almost any time of the day, any date of the week. He was supportive of what's best for us and our needs, and he focused on getting us to the finish line while understanding every decision we were making. Very satisfied with his support.

Michael Corcoran, SVP, Strategy & Innovation - ,

Rick is a high knowlegeable, quick follow up loan officer. He got me a loan that everyone said no-way.


Rick Lombardo is a terrific asset to your company! He is very knowledgeable and attentive. I very much enjoyed working with him and look forward to recommending him to friends and relatives.

Bruce A - Long Beach, CA

Rick Lombardo was wonderful. Our fairly complicated borrowing process was executed perfectly by Rick and his team. I am looking forward to re-financing via Guaranteed Rate when the interest rates go down.

Attila M. - Redondo Beach, CA

Rick Lombardo was extremely professional and made the process very easy. I was especially impressed that Rick was ALWAYS available to answer my questions. His priority was servicing my particular needs for a new loan rather than pushing to obtain my business through Guaranteed Rate Affinity He won over my business through his amazing service.

Donald R - Pacific Palisades, CA

About Rick

Rick Lombardo is an elite mortgage expert who built his stellar career on unsurpassed customer service for all his clients. For over 20 years he’s been delivering the dream of homeownership to people in the Southern California neighborhoods he calls home. Ensuring that homebuyers experience a professional, timely closing, he oversees each step of the financing to prevent mistakes from happening so that every aspect of the loan is streamlined and stress-free. He is an expert in a variety of loan products including and especially enjoys working with real estate agents to ensure their clients a seamless experience. He prides himself on explaining mortgages and processes in a simple and relatable way, so all his clients have clear options and expectations. There is nothing more rewarding for Rick than helping his clients reach their dream of homeownership. A Southern California native, he has worked locally in the Greater Los Angeles area his whole career. Call Rick Lombardo today to put the power of Guaranteed Rate Affinity to work for you!

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