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Mike Fagan

VP of Mortgage Lending
10050 Baltimore National Pike
Ellicott City, MD 21042
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NMLS: 182530
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TestimonialsCustomer testimonials Read more

Hello Mike, thank you so much. You helped make our dream a reality. Settlement was a breeze! The application and documentation process was detailed, you and the processors were very responsive. We have nothing but praises for you and the company as a whole. Once again, a very big thank you.

Deji & Safrat - ,

I’d just like to thank you and your team for everything you have done for us. Our little family is so blessed to start our next chapter, we wouldn’t be here without you. We have received so much love from family and friends and already have referred Rob to a couple of friends. Hopefully we can send a few clients your way. I’m not really sure how high your blood pressure is or how you keep your head from exploding on a daily basis , but you’ve been an amazing lender. We owe you big! Cheers...

Chris D. - Elliot City, MD

Mike and Kathy were absolutely great in getting me started with my first home. They both were easy to get in contact with, and information from. Thank you so much!

K. Schisler - Baltimore, MD

Every question I had was answered promptly and I felt a part of a seamless process.

D. Etube - Columbia, MD

Thanks to the entire team who made this process easy. Thanks for the high standard of professionalism.

Thelma W. - Baltimore, MD

Mike Fagan and Kathy Driscoll were amazing to work with. They made the process so easy. We can't thank them enough. We would definitely recommend Guaranteed Rate Affinity.

Jennifer Y. - Pasadena, MD

Loan officer (Mike Fagan) was extremely responsive to any and all questions that we had, he was pleasant to work with and worked in our best interest.

Ayodeji O. - Ellicott City, MD

Mike made himself available from the beginning of the process through the end of it. Everything was done ASAP allowing us to close as soon as possible. Him and his team communicated everything needed promptly and responded to all questions promptly. Would recommend to anyone!!

Zachariah N - Elkridge, MD

Mike Fagan was referred to me by my real estate agent. He is above awesome. I was a big challenge being a contract nurse with multiple sources of income. What seemed stable and great income for me looked like someone who hopped from one job to the other frequently on mortgage paper. But he kept things honest and in simple terms for me to understand. He did most of all the underground work before it even went to the underwriter! He stayed in constant communication, went above and beyond his...

Josephine K - Glen Burnie, MD

The process was thorough but fast.

Anametemfiok A. - Laurel, MD

Mike Fagan was exceptional. He made buying my first home quick, easy, and stress-free!

Matthew G. - Baltimore, MD

Mike Fagan was extremely helpful, friendly, and (most importantly) responsive! His guidance and explanations were invaluable as we move through the home buying process. The rest of the team was very helpful as well.

Kathleen H. - Baltimore, MD

Everyone involved in the process of helping me achieve a dream and to make it a reality, was just great - patient, courteous, thorough and genuinely interested in me and a positive outcome. Thank you again for making it happen - the best service and i would not hesitate to recommend the company to anyone looking to buy a house.

Richard K. - Bowie, MD

The home seller requested the mortgage be completed in a short amount of time. Mike and the other members of his team went above and beyond to make sure the deadline was met. The loan process was effortless for us and there were no issues.

Brendan R. - Bel Air, MD

Mike Fagan provided great options to make the financing work. Really took the pressure off of the home buying process with equity wrapped up in our previous house. Thanks!

Andrew L. - Woodbine, MD

It was our first time buying a home and the team ensured we knew what was happening every step of the way and answered all of our questions. They were a pleasure to work with.

Brian S. - Lutherville Timonium, MD

Mike Fagan and his team were excellent in every way. The process was informative, effective and helped me understand all the steps. I am very pleased with the service and the results. Thanks!

Randall C - Ellicott City, MD

Everyone that I worked with at Guaranteed Rate Affinity was extremely helpful with my needs. They made the process as easy as it could possibly be considering the hurdles we had to get over I would highly recommend them very professional and personal

Michael A S - Baltimore, MD

Mike Fagan has excellent communication and was the one reliable person through out our entire real estate transaction. The figure estimates he gave in the beginning were spot on through out and there were never any surprises.

Christopher A - Bel Air, MD

Mike was amazing. He was always accessible and made sure we got to closing with little to no stress.

Mary L - Ellicott City, MD

Mike and his team were great! They handled everything professionally and were great advisers for us as first time home buyers. We will definitely use Mike again in the future.

Brett M - Columbia, MD

Mike Fagan and staff were excellent to work with as a first time homebuyer. Mike was patient, responsive, and knowledgeable. I would happily recommend both Guaranteed Rate Affinity and Mike Fagan to friends for their financing needs.

Matthew S - Ellicott City, MD

Mike and Kathy are extremely personable and kept me updated during every step of the process. Kathy spent over an hour on the phone with me to address paperwork I didn't understand line by line! I often work irregular hours yet they continued to remain reachable to answer my questions. I highly recommend this team!

Solomon M - Capital Heights, MD

About Mike

Michael knows that everyone has different financial goals, so he takes the time to fully understand each client’s situation in order to recommend the most appropriate mortgage solutions. Guaranteed Rate Affinity offers a full range of loan products and programs to fit specific financing needs, and he makes sure to have a thorough understanding of each. Michael’s first objective is to help clients make the best choice, but that is just one aspect of his elite service. He works with homebuyers throughout the mortgage process as a consultant and guide, directing the activities of a dedicated team that includes loan assistants, processors, underwriters and closing specialists. Michael also coordinates with real estate agents and other industry professionals to ensure that the transaction closes as quickly and smoothly as possible.

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