Michelle Morris

Senior Vice President Mortgage Lending

NMLS: 264030

(949) 644-2899
(619) 850-3600
(408) 335-0507

3790 Via De La Valle Ste 301
Del Mar, CA 92014

About Michelle

Clients looking for a smart mortgage consultant and a company that really cares go to Michelle Morris and Guaranteed Rate Affinity for all their home financing needs. They can count on her to listen and understand their vision, and stay committed to doing what’s in their best interest. Michelle knows that every client has different financial goals, so she takes the time to understand their vision in order to recommend smart mortgage solutions. As a consultant, she is backed by a dedicated team of loan assistants, processors, underwriters and closing specialists. Michelle and her team consistently deliver smart choices because they’re highly trained and well versed in all aspects of the industry. To find a smart home-financing solution, give Michelle a call today!

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What people are saying... What people are saying... Read more

Michelle Morris pulled off magic to get our loan. She and her team did the impossible to make the loan happen.

- Lyle C. San Diego, CA

The process was smooth and easy and the staff I worked with was super helpful and knowledgeable.

- Vanessa A. San Diego, CA

I know they did their very best to find me the best mortgage they could

- Lisa B. Carlsbad, CA

Michelle Morris and her team were outstanding

- Cheryl L. Aliso Viejo, CA

accessible and professional at all times

- Levi M. Santee, CA

Welcoming yet straightforward attitude shown towards the customers

- Anuj B. SAN DIEGO, CA

Excellent customer services, very professional, and great rate!

- Patrice B. San Diego, CA

GRA team was awesome in assisting me during my loan application process to get the loan approved and funded.

- Andy Liem-Quang T. Beverly Hills, CA

The whole team was wonderful. They clearly relayed what was needed and what to expect throughout the process in a timely way.

- Nancy K. San Diego, CA

Michelle Morris is simply incredible and her knowledge as it relates to REFI's is amazing. Then you add Natalia Acevo and they were a one-two punch second to none.

- Edward D. Palm Springs, CA

Michelle was AMAZING!!! She makes you feel like family! She was extremely knowledgeable, professional, and helpful at all times, and she gave me a wonderful rate! She’s the BEST! I’ve already recommended her to 2 of my friends that are about to buy a home.

- Nancy A. San Diego, CA

Michelle Morris and her team

- Jose G. crestline, AZ

Because they were professional

- Mark G. San Marcos, AZ

On the ball! Best Rates and great people!

- Wakas A. West Hollywood, IL

They made the refinancing process so easy for us.

- Allen M. San Diego, NJ

Great service. Michelle was always available

- Kenneth G. San Diego, CA

The staff who handled my loan application were very helpful. The closing of my loan application was met on the expected date.

- Allan C. Santa Clarita, CA

Michelle and Nat were very responsive and helpful

- Abraham B. San Diego, CA

Michelle’s team made my loan process very easy.

- Marvin K. San Diego, CA

i. They gave us a reasonably good rate ii. Always available on phone/ text iii. Got loan approval in time

- Manas S. San Diego, CA

professionalism, attitude, hand-holding, expediting, demeanor of all I came in contact with

- Robert W. Rcho Santa Fe, CA

Highly responsive, and one gets the feeling that Michelle will leave no stone unturned to find the best product for her client. She's smart as a tack, warm, and has her clients' best interest at heart.

- Eva M. Cardiff, CA

Good service. Knowledgeable staff.

- Paul C. VISTA, CA

Great communications, guidance and customer focus

- Lisa B. CARLSBAD, CA

excellent follow up and communication. very easy online process.

- Renee H. ENCINITAS, CA

They are great communicators and work like every loan is their only one they are working on.

- Charmie C. SAN DIEGO, CA

Michelle Morris was fantastic! Quick response, professional and informed, Michelle was very helpful.

- John T. EL CAJON, CA

Michelle Morris has been my lender on four homes. She is proactive, consultative, efficient and reliable.

- Cheryl L. ALISO VIEJO, CA

Michelle and Jennifer were amazing to work with during this refi process. Kept us regularly updated on the process.

- Jacqueline S. ENCINITAS, CA

We worked with Michelle Morris who was fast, responsive, and clear. She was always ready to answer our questions and helped us close a great deal.

- Melissa C. ENCINITAS, CA

Michelle and her team are professional and knowledgeable. I felt they had my best interest at heart. This is the second time I have used them to finance my home.

- Irma S. SAN DIEGO, CA

Outstanding service. Great apr rates

- Michael R. Escondido, CA

Great people and great rates. I feel like they are working for us, not just processing loans.

- Lyle C. San Diego, CA

They did what they promised.

- Milo W. San Diego, CA

They did a great job. I have already recommended them to a colleague

- Anne R. Solana Beach, CA

Quick and seamless. Everyone on the team was fast and friendly. Happy with the service Team.

- Katherine L. San Diego, CA

Very responsive and professional

- John B. San Diego, CA

Easy to work with and responsive

- Hai C. SAN DIEGO, CA

Excellent customer service and very responsive.

- Peter W. SAN DIEGO, CA

Michelle Morris and her team were great to work with. They are honest and very good at what they do.

- Sama A. SAN MARCOS, CA

Such a great experience from start to finish. Michelle and Jan were amazing and made this a very easy refinance for me!

- Tara B. SAN DIEGO, CA

The team was very responsive. I liked being able to submit all documents electronically. Extra help was quickly brought in for our complicated situation.

- Gerald B. SAN DIEGO, CA

Terrific communication with me

- Donald R. ESCONDIDO, CA

Easy to use, professional staff

- Lucie M. MENIFEE, CA

Worked hard to get my refi done!

- Paul M. SAN MARCOS, CA

Responsive, great rate, organized team

- Melissa C. ENCINITAS, CA

Very professional and attentive service.

- Pedro G. SAN DIEGO, CA

very efficient and professional. Michelle and her team did a good job

- Yvan N. RAMONA, CA

Quick responses and call backs, knowledgeable lender, easy to work with.

- Toby K. SAN DIEGO, CA

Michelle and her team are very knowledgeable and organized. Great to work with.

- Hansol A. POWAY, CA

The Team of Michelle Morris was incredibly available and responsive to all questions, and did a tremendous amount of 'behind the scenes' work to make sure that we got the best rates for our loans.

- John B. SAN DIEGO, CA

Michelle Morris and her team made the process as easy as possible, with tremendous support during the entire process, and willingness to answer any and all questions quickly and accurately. They were a pleasure to work with. The document requirements for loans are extensive, but GRA clearly made the process as easy as it possibly could be.

- John B. OCEANSIDE, CA

Knowledge Center

Our Knowledge Center will keep you informed

First-time homebuyer? Ready to refinance for a lower rate? Read important home refinance articles and more!

Learn more

Predicting spring 2021: Will the market return to normal?
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January pending home sales slide back from December but still hit a record high
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What are closing costs on a house?
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Michelle Morris

About Michelle

What people are saying... What people are saying... Read more

Our Knowledge Center will keep you informed

Predicting spring 2021: Will the market return to normal?

January pending home sales slide back from December but still hit a record high

What are closing costs on a house?

Simple, secure, straightforward with loan offers in as few as 5 minutes

Monthly Mortgage Calculator