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Michael Stepek

VP of Mortgage Lending
209 Central Ave.
Westfield, NJ 07090
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NMLS: 28268
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TestimonialsCustomer testimonials Read more

Mike Stepek was great, he was responsive and clear throughout the process, there were no surprises except being amazed at how low a rate we were able to get, with a credit too.

Matthew K. - WESTFIELD, NJ

The team was terrific. Mike Stepek, John Burkhardt, and Bob Finnegan made the process very easy. Thanks for a job well done!

Matthew S. - Long Branch, NJ

Michael Stepek, Bob Finnegan, and John Burckhardt were a pleasure to work with. They were helpful in pre-approval and, when it came time to make an offer, stepped in to reassure the sellers after a prior buyer had dropped out due to financing issues, making them more cautious than the average seller. They also assured us they would be ready for commitment within 3 weeks, giving us the flexibility to improve our offer by promising a fast close. After we went to contract, they were clear and...

Adam M. - Montclair, NJ

We would highly recommend Guaranteed Rate Affinity to all our family and friends. Michael Stepek, Robert Finnegan and John Burckhart were all amazing.

Clark V. - Somerset, NJ

Mike Stepek was friendly, informative and responsive. Pleasure doing business with Guaranteed Rate Affinity.

Coque D. - Scotch Plains, NJ

Michael, Bob, and John were fantastic and made a stressful process into an easy one

Nicholas R. - Westfield, AZ

Everyone who helped us with the loan was VERY helpful and VERY knowledgeable. Everyone one went above and beyond our exceptions.

Jason W - Bridgewater, NJ

About Michael

Michael Stepek is a seven-time President’s Club high achiever and Sales Advisory Council member who offers over 25 years of deep lending experience, focusing on conventional and Jumbo loan products. Each client gets the same superior experience, with Michael spending the time it takes to understand their needs and explain both products and process so that they can make an informed decision. “Making sure that the customer is informed, comfortable with the mortgage process and ready to purchase is my sole objective as their Loan Officer. I work hard to cultivate and maintain relationships with all of my business partners to ensure their trust in me,” stated Michael. A graduate of Bloomsburg University with a Bachelor of Arts in marketing, Michael has lived in Lumberton, New Jersey since 2003, with his wife Judi and son and daughter. A sports lover, Michael coaches local youth sports and loves watching all Philadelphia teams, as well as spending time in Cape May.

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