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Ken Baker

VP of Mortgage Lending
3775 Via Nona Marie Suite 230
Carmel, CA 93923
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NMLS: 526877
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Everything went smoothly and our loan officer was extremely knowledgeable, attentive and helpful. We felt very secure in his capable hands.

Guy B. - Carmel, CA

I’d like to take a few moments to comment on Ken Baker’s help in securing a mortgage on our new home in Carmel. The paperwork required by underwriters is often overwhelming, and without the calm efficient help we received from Ken, I don’t think we would have been able to close. Professional, compassionate and understanding. I would recommend his services to anyone thinking about obtaining a mortgage in Carmel and the surrounding areas.

Lenny S - Carmel, CA

Ken made the process simple. He kept us appraised of the status of the transaction and let us know in a timely fashion when documents were needed.

William H - Carmel, CA

Ken is truly exceptional at what he does. He is outstanding at finding the best loan for the client, explaining the terms and conditions so that the client has no further questions, and then brings the transaction together both quickly and efficiently. I love the fact that he tells you exactly what he can do, and then he does it! I highly recommend Ken and know that he will make you a “client for life”.

Sharon G - Carmel, CA

After working with Ken Baker to secure a mortgage loan, I can offer my sincerest and highest recommendation. It was a fast and difficult process, and Ken went far about the norm to make sure everything was in order and escrow would close on time. He was accessible, intelligent and thoughtful, and clearly on top of his game. I highly recommend Ken for anyone looking for a professional who will get things going and make sure they progress to successful completion. Thank you, Ken,!

Mary K - Carmel, CA

Ken helped us through some very difficult time in buying a rental property. He kept all concerned focused and with his hard work came our new property. I would recommend Ken to any who ask!

Colin G - Carmel, CA

I have worked with Ken through two home purchases and he has been a pleasure to work with. Apart from being professional, organized, and efficient, he has made each experience both painless and flawless. I highly recommend Ken Baker.

Rebecca C - Carmel, CA

Ken handled my home loan very professionally. Ken was always fast and accurate in responding to my questions. He delivered a great loan on time and exactly what he promised. Thanks Ken.

Melvin K - Carmel, CA

Prior to meeting Ken Baker, I had been working with another Loan Officer at a different firm for about a year. However, when it came to my pre-qualification letter, I was having a difficult time contacting my Loan Officer or getting him to return my calls or emails. I reached out to a trusted friend who highly recommend Mr. Ken Baker. Mr. Baker made my process quick, painless, and even communicated with my agent to ensure that I was indeed ready to move forward. Shortly thereafter I was able to...

Edward J - Carmel, CA

Ken Baker worked with me patiently and expertly when I finally found a house I liked. He and his staff were always available to answer my questions. This was not my first house, but it was the first house I bought on my own (I’m a widow). The peace of mind that I enjoyed because of Ken’s knowledge and willingness to help is beyond price. I recommend him unqualifiedly.

Rose Z - Carmel, CA

Once again, we have had a seamless mortgage transaction with Ken Baker. His years of experience, calm demeanor, deep knowledge of the process coupled with attention to detail have always made us feel very confident that our loan experience would be seamless. We have done several loans through Ken and always had the same result…. the loan we wanted at ta highly competitive rate with no surprises. Thank you, Ken,!

Janet R - Carmel, CA

Buying a house is a hugely important but also complex matter. Ken Baker was out expert guide through all the myriad steps. He and his office were patient, pleasant, totally knowledgeable and always available. If you want to sleep nights during this process knowing that you are in the most skilled, thorough and caring hands, then this is the office for you.

Jerry L - Carmel, CA

Ken Baker did a great job for us on refinancing out home! He made all the paperwork as easy as possible for us, and always delivered when he said he would. I highly recommend Ken Baker to anyone!

Krista O - Carmel, CA

Ken is an extremely patient and professional mortgage lender. My wife and I worked with him on and off for three years as we continued to look for houses. He worked with us the entire time and helped us find the correct loan for our needs. I would highly recommend Ken Baker for all of your mortgage needs.

Rory L. - Carmel, CA

About Ken

Clients looking for a smart mortgage consultant and a company that really cares go to Ken Baker and Guaranteed Rate Affinity for all their home financing needs. They can count on him to listen and understand their vision, and stay committed to doing what’s in their best interest. Ken knows that every client has different financial goals, so he takes the time to understand their vision in order to recommend smart mortgage solutions. As a consultant, he is backed by a dedicated team of loan assistants, processors, underwriters and closing specialists. He and his team consistently deliver smart choices because they’re highly trained and well versed in all aspects of the industry. To find a smart home-financing solution, give Ken a call today!

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