Joel Ralph has helped homeowners get to the finish line of the mortgage process for nearly 25 years and has successfully closed thousands of loans during that timespan. Joel relishes the opportunity to educate and mentor clients through the homebuying process and strives to provide ideal options based on their needs, finances and goals. A resident of Connecticut for 49 years, Joel is truly an expert in her market. Her top priority is to make the mortgage experience as seamless as possible with frequent updates and round-the-clock availability. Clients can expect attentiveness to every detail and a solution to every hurdle from Joel. Her thorough approach will ensure clients feel comfortable and confident in their decision. Joel understands the magnitude of purchasing a home and will do everything she can to empower clients and help them achieve their homeownership dreams. Joel’s business spans the entire state of Connecticut, with emphases in Hartford and Litchfield Counties. She is an expert on all loan types, including Conventional, Jumbo, VA and FHA. Joel was named a Five-Star Mortgage Professional by Connecticut Magazine each year from 2014-17 and prides herself on delivering superior client service. Outside of the office, Joel enjoys taking day trips, going to movies, gardening, cooking and spending time with her husband and four children.