Dave Netzley has been in the mortgage lending industry for 30 years. He offers a wealth of experience working with buyers and sellers, along with agents and attorneys on both sides of the transaction. Dave quickly became an expert in relationship building. In 2001, he transitioned his business from Illinois to California and learned how to create new bonds in California while maintaining his established relationships with clients and agents in Illinois. Dave brings a surplus of expertise to Guaranteed Rate Affinity, where he is excited to serve Coldwell Banker offices across Ventura County, Calif. He has originated all kids of loans, including FHA, VA, conventional, construction, renovation and home equity lines. Specifically, Dave specializes in conforming high balance and jumbo loans. Dave recognizes the industry is always changing, which is why he constantly seeks new ways to stay ahead of the curve. Dave is married to his wife Cheryl, who is a physical therapist in Thousand Oaks, Calif. Their daughter, Heidi, works in entertainment marketing in Los Angeles. Dave is passionate for flying and is a licensed private pilot with an instrument rating. He loves flying over the coast in Ventura and Santa Barbara counties and tries to touch the skies whenever he can. Dave is also a certified scuba diver.