Christina Herzig

VP of Mortgage Lending
126 Clock Tower Place, Ste 100
Carmel, CA 93923
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NMLS: 220962
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Christina was recommended to be by another agent years ago, as a professional mortgage broker. The first client I sent to her was my son and as a young executive, he found her professional, courtesy and detail oriented. Recently I contacted Christina to refinance my house. Before we got started, she asked several questions to see if the refinance was possible. The transaction was simple, quick, easier and her quick decision to lock-in got an interest rate lower than I would have gotten...

Paula Randall Stark, Realtors - ,

Christina's professionalism, knowledge, support, communication skills and caring personality were key to my home purchase. We began the conversation a year earlier and Christina was patient and always available as I worked through a difficult transition. When the time was right, she picked up right where we left off and was successful in helping me get a great loan and purchase my own home, something I wasn't even sure was possible. I couldn't imagine going through the stressful process with...

Laura T., Homeowner - ,

Christina was extremely helpful and clear throughout the process of buying our first home. She went out of her way to be available and to explain even things that were related only tangentially, and she got us a great rate to boot. Thanks, Christina!

We had a very difficult loan to get approved. Christina used conventional (mostly) and unconventional means to make it happen. It took some time but it was eventually approved! We would use her expertise and company again in the future. Thank you for being determined and not giving up, Leo & Mary

Leopoldo Martinez & Mary Ventura, Engineer Silicon Valley - ,

Christina Herzig is awesome to deal with!!!!

Charles F. - SALINAS, CA

Christina Herzig is truly a professional. She was always right on the spot when I needed help to complete a task. It was a complete pleasure working with Ms. Herzig and I will recommend her to any person needing her services.

Charles W. - Seaside, CA

Christina Herzig is trustworthy, hardworking, and fast - something I knew before beginning work with GRA. The team that supported her in this loan were equally helpful and fast. They kept me on task and provided insights and clarifications when needed. I also found the secure website reasonably intuitive and easy to use.

Alex W. - Modesto, CA

My loan officer Christina Herzig was the best!! She was so knowledgeable and informative keeping me comfortable throughout the whole process. I am a first time home buyer and she helped simplify terminology and made sure I understood everything that was happening. She is AMAZING!!! Thanks Christina!

Victoria D. - Seaside, CA

Christina Herzig is the best loan officer I've ever worked with. She listens and worked hard to get us the best rate possible, and to help us satisfy all the requirements to get our VA loan. She is a pleasure to work with.

J. C. - Salinas, CA

Christina Herzig is the best, we'd work with her again in a heartbeat. Guaranteed Rate Affinity is good, but what's with the name? What does it even mean?!

Peter S. - Lodi, CA

About Christina

As a loan professional with 20 years of experience, Christina Herzig has the knowledge to guide her clients through the ever-changing arena of home financing. She began her career as a loan processer, then rose through the ranks to become senior loan partner and finally a mortgage consultant, so she knows every aspect of the mortgage process. She has the skill and insight to consistently originate and package loans for successful closings, and she knows the importance of keeping her clients informed and educated each step of the way. Christina’s business approach is based on superior customer service and the highest levels of integrity and reliability. She is able to explain the loan process and programs in a way that will make sense, whether she’s working with first-time homebuyers or seasoned investors. Her desire to educate never ceases, and her clients have shown their appreciation: Christina is humbled by the fact that all of her business is based solely on referrals!

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