As a seasoned mortgage loan originator with 19 years of experience in residential lending, Scott is ready to assist you with your financing needs. Scott has helped over 6000 customers with over $1B in total loan origination volume purchase their dream homes as well as refinance their existing mortgages to save money or take cash out.  Let Scott and Guaranteed Rate Affinity help you with financing on one of the most important decisions you will make for your future. Scott knows that every client has different financial goals, so he takes the time to understand their vision to recommend smart mortgage solutions. As a consultant, he is backed by a dedicated team of loan assistants, processors, underwriters, and closing specialists. Scott grew up in the Philadelphia suburbs and currently resides in Cherry Hill, NJ with his family. With his focus on Western PA, Scott makes frequent trips to Pittsburgh and stays active in Real Estate investing and his classic car hobby. To find a smart home-financing solution with an experienced mortgage professional, give Scott a call today!

VP of Mortgage Lending

Scott Sheppard is your Mount Laurel local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Scott is committed to helping homeowners with home purchase loans and refinances. Contact Scott at (215) 740-4206 for more information!

Scott Sheppard at Guaranteed Rate Affinity (NMLS #16114)

As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Regional VP of Reverse

Dino Guadagnino is your Mount Laurel  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Dino is committed to helping homeowners with home purchase loans and refinances. Contact Dino at (973) 241-8949 for more information!

Dino Guadagnino at Guaranteed Rate Affinity (NMLS #409965)

Clients looking for a smart mortgage consultant and a company that really cares go to Mel Albritton and Guaranteed Rate Affinity for all their home financing needs. With nearly 20 years’ experience, they can count on him to listen and understand their vision, and stay committed to doing what’s in their best interest. Mel knows that every client has different financial goals, so he takes the time to understand their vision in order to recommend smart mortgage solutions. As a consultant, he is backed by a dedicated team of loan assistants, processors, underwriters and closing specialists. He and his team consistently deliver smart choices because they’re highly trained and well versed in all aspects of the industry. To find a smart home-financing solution, give Mel a call today!

Consulting Vice President

Mel Albritton is your Mount Laurel local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Mel is committed to helping homeowners with home purchase loans and refinances. Contact Mel at (856) 994-0126 for more information!

Mel Albritton at Guaranteed Rate Affinity (NMLS #28200)

Clients looking for expertise in relocation mortgages from a company that really cares go to David Anema and Guaranteed Rate Affinity. David knows that every client has different financial goals, so he takes the time to understand their vision in order to recommend the best possible mortgage solution. With nearly 20 years’ experience assisting transferees with their mortgage needs, he recognizes the challenges and stressors that go with a corporate relocation. And borrowers don’t just get David’s expertise - - he’s backed by a dedicated team of loan assistants, processors, underwriters and closing specialists who are highly trained and well versed in all aspects of the industry.  For assistance with your relocation mortgage needs, give David a call today!

Production Manager

David Anema is your Mount Laurel local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, David is committed to helping homeowners with home purchase loans and refinances. Contact David at (856) 994-0127 for more information!

David Anema at Guaranteed Rate Affinity (NMLS #10245)

Helping all buyers in New Jersey and across 41 states buy homes with confidence, without the stress.


Hi, I'm Howard Hahn, a mortgage loan officer for 14 years based in Mount Laurel, New Jersey and licensed in 41 states helping clients navigate the home financing process with clarity and confidence.


I specialize in working with FHA and VA loans across New Jersey offering tailored loan solutions and a smooth, transparent experience from start to finish.


Whether you're:  
- Buying your first home  
- Exploring refinancing options  
- Looking into programs like Conventional, FHA, VA, Jumbo, and Non-QM


I'll walk you through your options and help you choose the right strategy, not just the easiest one.


What sets me apart:  
- I'm available 7 days a week for my clients and Realtor partners.  
- I believe in clear, consistent communication throughout the process.  
- I'm here for you 365 days a year.


Do you need 20% down to buy a home?  
No, many buyers qualify with as little as 3–5% down depending on the loan program.


What credit score do you need?  
It varies, but there are options available even if your credit isn't perfect.


How much home can you afford?  
That depends on your income, debt, and goals. I'll help you break it down clearly.


I've helped over 3,000 clients in New Jersey and across 41 states secure financing for their homes earning a spot in the President's Club for 7 years. I'm proud to be a trusted resource for both buyers and real estate agents.


Check out my client reviews to see what it's like to work together.


When I'm not helping clients, you'll find me as a proud University of Alabama alum, enjoying sports, or spending time hiking.


I believe this business is about relationships, and being someone, people can rely on long after closing.


If you're thinking about buying, refinancing, or just want to explore your options, let's connect.

SVP of Mortgage Lending

Howard Hahn is your Mount Laurel local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Howard is committed to helping homeowners with home purchase loans and refinances. Contact Howard at (856) 994-0143 for more information!

Howard Hahn at Guaranteed Rate Affinity (NMLS #888008)

Licensed Sales Assistant

Mariellen Flaherty is your Mount Laurel  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Mariellen is committed to helping homeowners with home purchase loans and refinances. Contact Mariellen at (856) 284-0554 for more information!

Mariellen Flaherty at Guaranteed Rate Affinity (NMLS #626335)

Clients looking for expertise in relocation mortgages from a company that really cares go to Kristian Winters and Guaranteed Rate Affinity. Kristian knows that every client has different financial goals, so he takes the time to understand their vision in order to recommend the best possible mortgage solution. With nearly 20 years’ experience assisting transferees with their mortgage needs, he recognizes the challenges and stressors that go with a corporate relocation. And borrowers don’t just get Kristian’s expertise - - he’s backed by a dedicated team of loan assistants, processors, underwriters and closing specialists who are highly trained and well versed in all aspects of the industry. For assistance with your relocation mortgage needs, give Kristian a call today!

Kristian Winters is your Mount Laurel local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Kristian is committed to helping homeowners with home purchase loans and refinances. Contact Kristian at (856) 994-0177 for more information!

Kristian Winters at Guaranteed Rate Affinity (NMLS #28270)

Clients looking for expertise in relocation mortgages from a company that really cares go to Deb Chmiel and Guaranteed Rate Affinity. Deb knows that every client has different financial goals, so she takes the time to understand their vision in order to recommend the best possible mortgage solution. With more than 25 years’ experience assisting transferees with their mortgage needs, she recognizes the challenges and stressors that go with a corporate relocation. And borrowers don’t just get Deb’s expertise - - she’s backed by a dedicated team of loan assistants, processors, underwriters and closing specialists who are highly trained and well versed in all aspects of the industry.  For assistance with your relocation mortgage needs, give Deb a call today!

Debra Chmiel is your Mount Laurel local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Debra is committed to helping homeowners with home purchase loans and refinances. Contact Debra at (856) 994-0135 for more information!

Debra Chmiel at Guaranteed Rate Affinity (NMLS #28210)

Regional Manager John Vigliotti is focused on developing a sales leadership team that is committed to the client and adheres to the highest ethical standards. He coaches and mentors loan officers as they refine their skills, often helping them get loans across the finish line so they can see what it takes to consistently close. At Guaranteed Rate Affinity, new loan officers can expect unmatched resources and support, a full onboarding system, the strength of a top national lender, and unparalleled access to the industry’s top producers. Contact John today to learn more about life as a Guaranteed Rate Affinity loan officer.

Vice President, Sales & Operational Growth

John Vigliotti is your Mount Laurel local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, John is committed to helping homeowners with home purchase loans and refinances. Contact John at (646) 825-6040 for more information!

John Vigliotti at Guaranteed Rate Affinity (NMLS #34888)

As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, I am committed to helping homeowners with home purchase loans and refinances. Contact me for more information!

Steven Maslanik is your Mount Laurel Township local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Steven is committed to helping homeowners with home purchase loans and refinances. Contact Steven at (646) 825-6029 for more information!

Steven Maslanik at Guaranteed Rate Affinity (NMLS #2111625)

Clients looking for expertise in relocation mortgages from a company that really cares go to Frank Burgert and Guaranteed Rate Affinity. Frank knows that every client has different financial goals, so he takes the time to understand their vision in order to recommend the best possible mortgage solution. With nearly 20 years’ experience assisting transferees with their mortgage needs, he recognizes the challenges and stressors that go with a corporate relocation. And borrowers don’t just get Frank’s expertise - - he’s backed by a dedicated team of loan assistants, processors, underwriters and closing specialists who are highly trained and well versed in all aspects of the industry.  For assistance with your relocation mortgage needs, give Frank a call today!

Frank Burgert is your Mount Laurel local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Frank is committed to helping homeowners with home purchase loans and refinances. Contact Frank at (856) 994-0133 for more information!

Frank Burgert at Guaranteed Rate Affinity (NMLS #6456)

Corinne Wallace has been navigating homebuyers through the mortgage process for more than 15 years. Her top priority is to do everything she can to help her clients achieve their homeownership dreams. 
Education is everything to Corinne. That’s why she takes the time to keep her borrowers informed during every step of the mortgage journey. She strives to deliver a mortgage solution that best fits her clients’ needs. She works with a wide variety of borrowers – from first-time homebuyers to seasoned real estate investors – and has a wealth of knowledge in conventional loans, FHA loans, VA loans, renovation loans and alternative mortgage options. 
Corinne prides herself on delivering superior customer service. She is always available to help her clients and will go above and beyond to provide a stress-free mortgage experience.

Corinne Wallace is an experienced mortgage lender with over 20 years in the mortgage industry, helping clients confidently navigate the home loan process. As a Mortgage Loan Officer with Guaranteed Rate Affinity, Corinne works closely with first-time home buyers, repeat home buyers, and homeowners looking to refinance to secure the right mortgage solution for their financial goals.  
She specializes in a wide range of loan programs, including conventional loans, FHA loans, VA loans, jumbo loans, and down payment assistance programs. With a strong understanding of mortgage guidelines and a client-first approach, Corinne ensures borrowers receive competitive rates, clear communication, and mortgage options tailored to their unique needs.


Corinne Wallace is licensed to originate home loans in **New Jersey, Pennsylvania, South Carolina, Florida, and California**, allowing her to serve clients across multiple markets with the same high level of care and expertise. Whether you're buying your first home, purchasing your next home, or refinancing an existing mortgage, Corinne is committed to making the mortgage process smooth, transparent, and stress-free from application through closing.I am passionate about educating my clients, making the mortgage process simple, transparent, and stress-free. Whether you are buying your first home, upgrading, or refinancing, you can rely on my expertise and commitment to provide clear communication, personalized service, and fast closings.


If you are searching for a reliable mortgage lender, home loan expert, or local loan officer, I am here to help. Contact me today to get pre-approved, compare loan programs, or ask any questions about your home financing journey. Use this website as a resource and reach out anytime—I look forward to helping you achieve your homeownership goals!

Originating Manager

Corinne Wallace is your local NJ lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Corinne is committed to helping homeowners with home purchase loans and refinances. Contact Corinne at (732) 809-2600 for more information!

Corinne Wallace at Guaranteed Rate Affinity (NMLS #1531585)

Relocation Account Manager

Myra Richardson is your Mount Laurel local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Myra is committed to helping homeowners with home purchase loans and refinances. Contact Myra at (856) 350-9015 for more information!

Myra Hilerio-Richardson at Guaranteed Rate Affinity (NMLS #1611797)

As your trusted Guaranteed Rate Affinity Loan Officer, I bring a unique advantage to the table: fluency in Urdu, Punjabi, Hindi, and English, coupled with expertise in non-QM mortgage products. My goal is to simplify the mortgage process, making your home loan experience easy to navigate regardless of your preferred language. From application to closing, I am committed to being available and accessible to you every step of the way.


I specialize in non-QM mortgage products, including bank statement, 1099, and investor cash flow solutions tailored for self-employed clients and investors. Additionally, I have extensive experience in facilitating loans for foreign nationals, understanding the unique challenges and opportunities they may encounter in the mortgage process.


I take immense pride in thoroughly educating my customers throughout the mortgage transaction, ensuring they fully understand their options and feel comfortable with their chosen loan program, regardless of language barriers. Whether you are a first-time homebuyer or a seasoned owner, you can trust me and my team to cater to all your home financing needs.


Please feel free to reach out anytime using the contact information located on this page. Consider this website not only a resource for your home financing journey but also a testament to our commitment to serving diverse communities.

Belal Khalid is your Mount Laurel  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Belal is committed to helping homeowners with home purchase loans and refinances. Contact Belal at (609) 294-4412 for more information!

Belal Khalid at Guaranteed Rate Affinity (NMLS #2076564)

Gary Mastroddi is your Mount Laurel local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Gary is committed to helping homeowners with home purchase loans and refinances. Contact Gary at (646) 825-6027 for more information!

Gary Mastroddi at Guaranteed Rate Affinity (NMLS #1596545)

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