Helping first-time homebuyers, investors, and self-employed borrowers in the San Fernando Valley area of California buy homes with confidence, without the stress.


Hi, I'm a mortgage loan officer based in Studio City, CA, helping clients navigate the home financing process with clarity and confidence for over 30 years and over 2,000 clients helped.


I specialize in working with first-time homebuyers, investors, and self-employed borrowers across Calabasas, Sherman Oaks, Studio City, Los Feliz, and San Fernando Valley area offering tailored loan solutions and a smooth, transparent experience from start to finish.


Whether you're:  
- Buying your first home  
- Exploring refinancing options  
- Looking into programs like Conventional, Jumbo, or Non-QM loans  
I'll walk you through your options and help you choose the right strategy—not just the easiest one.


What sets me apart:  
- I treat clients like family and make myself available at all times. I'm a master in troubleshooting situations to help clients buy their home and it comes from my 30 years of experience. I'm patient, knowledgeable, informative, friendly and make it easy to buy a home.  
- I provide a step by step process starting with my initial consultations to get to know my clients and their goals.  
- Specializing in unique income for self-employed borrowers  
- A focus on education by guiding clients through the entire mortgage process start to finish and providing different loan options.


Do you need 20% down to buy a home?  
No—many buyers qualify with as little as 3–5% down depending on the loan program.  
What credit score do you need?  
It varies, but there are options available even if your credit isn't perfect.  
How much home can you afford?  
That depends on your income, debt, and goals—I'll help you break it down clearly.


I've helped clients throughout the San Fernando Valley area of California secure financing for homes ranging from all prices and property types and I'm proud to be a trusted resource for both buyers and local real estate agents. I'm a member of the Southland Regional Association of Realtors as well as the National Association of Hispanic Real Estate Professionals.


Check out my client reviews below to see what it's like to work together.


When I'm not helping clients, you'll find me spending time with family, taking walks or hiking. I love attending concerts and dancing. I volunteer at a non-profit martial arts academy for intercity kids, and help coordinate tournaments and fundraising events. Also participate in my local church with family events.


I believe this business is about relationships—and being someone people can rely on long after closing.


If you're thinking about buying, refinancing, or just want to explore your options, let's connect.

VP of Mortgage Lending

Julie Rojas is your Studio City local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Julie is committed to helping homeowners with home purchase loans and refinances. Contact Julie at (323) 855-9264 for more information!

Julie Rojas at Guaranteed Rate Affinity (NMLS #483738)

Guaranteed Rate Affinity

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